4 Albert St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 4 Albert St, Worcester, MA 01610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1894
Lot Size	0.09 acres (3,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jan 2026)
Tax Bill	$4,430 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-005-00027`

Property Details

APN / Parcel Number

Primary APN	`7-005-00027`
Alternative APN	`WORC M:07 B:005 L:00027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,634 sqft Living Area
Gross Area	2,931 sqft
1st Floor Area	992 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,910 sqft (0.09 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	7-005-00027
Street Address	4 ALBERT ST
City	WORCESTER
State	MA
Zip	01610-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	5
Legal Lot Number	27
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1004
Census Tract	731300

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ALBERT ST, WORCESTER, MA 01610-1601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Nov 8, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
Jan 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 29, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	20263636
Deed Book / Page	73088 / 232
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 15, 2026
Property Address	4 ALBERT ST, WORCESTER, MA 01610-1601
Document Number	073088-232
Book / Page	73088 / 232
Instrument Date	Jan 15, 2026
Instrument	3636
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ALBERT ST, WORCESTER, MA 01610-1601

Mortgage

Document Number	0000003637
Date	Jan 15, 2026
Instrument	3637

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 8, 2021
Property Address	4 ALBERT ST, WORCESTER, MA 01610-1601
Document Number	66476-202
Book / Page	66476 / 202
Instrument Date	Nov 4, 2021
Instrument	156510
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 NELSON PL, WORCESTER, MA 01605-1140

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 27, 2020
Property Address	4 ALBERT ST, WORCESTER, MA 01610-1601
Document Number	61956-341
Book / Page	61956 / 341
Instrument Date	Feb 27, 2020
Instrument	20542
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 NELSON PL, WORCESTER, MA 01605-1140

Mortgage

Document Number	20543
Date	Feb 27, 2020
Instrument	20543

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 22, 2020
Property Address	4 ALBERT ST, WORCESTER, MA 01610-1601
Document Number	61773-198
Book / Page	061773 / 000198
Instrument Date	Jan 14, 2020
Instrument	6553
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ALBERT ST WORCESTER MA 016101601, WORCESTER, MA 01610-1601

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 29, 2018
Property Address	4 ALBERT ST, WORCESTER, MA 01610-1601
Document Number	58858-29
Book / Page	58858 / 29
Instrument	51115
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ALBERT ST, WORCESTER, MA 01610-1601

Mortgage

Document Number	588580032
Date	May 29, 2018
Instrument	58858/0032

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,430.00 (+2.36%)	$333,600 (+1.68%) Land $45,900 Building $287,700	$401,390 (+27.69%)
2025	$4,328.00 (+11.95%)	$328,100 (+21.7%) Land $45,400 Building $282,700	$314,355 (-2.76%)
2024			$323,285
2023	$3,866.00	$269,600 Land $35,900 Building $233,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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