4 Ada Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 4 Ada Ave, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,176 sqft · built 1993
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Oct 2008)
Tax Bill	$7,263 (2025)
Deeds & Mortgages	Dec 2020 Refinance Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Z0285R`

Property Details

APN / Parcel Number

Primary APN	`Z0285R`
Alternative APNs	`SACO M:089 L:014 U:014-000` `M:089 L:014 U:014=000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	6,214 sqft
1st Floor Area	1,168 sqft
Attic	Attic
Attic Area	1,684 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	Z0285R
Street Address	4 ADA AVE
City	SACO
State	ME
Zip	04072-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR
Legal Subdivision	BROOKSIDE ESTS
Legal Lot Number	14
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2018
Census Tract	5100

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ADA AVE, SACO, ME 04072-9687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 30, 2017	Deed of Trust, Mortgage TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2008 · Amount on Record
Deed Sale	Oct 2, 2008 · Amount on Record
Deed Book / Page	15499 / 602
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 ADA AVE, SACO, ME 04072-9687
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184920859
Date	Dec 18, 2020
Book Page	18492/859
Instrument	2020065643

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jan 1, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 ADA AVE, SACO, ME 04072-9687
Document Number	0175630763
Book / Page	017563 / 000763
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ADA AVE SACO ME 040729687, SACO, ME 04072-9687

Mortgage

Document Number	0175630763
Date	Sep 19, 2017
Book Page	017563/000763
Instrument	39963

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	SOUTH PORTLAND, ME 04116-9420

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 18, 2032

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,263.00 (+1.97%)	$511,500 (+0.89%) Land $164,400 Building $347,100
2024	$7,123.00 (+7.11%)	$507,000 (+39.75%) Land $164,400 Building $342,600	$639,920
2022	$6,650.00	$362,800 Land $125,200 Building $237,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

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