4 Acapulco Dr, Putnam, IL 61560 Property Records

Putnam County property record for 4 Acapulco Dr, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.345 acres (15,045 sqft)
Owner	Individual Name on Record
Tax Bill	$310 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-042-110`

Property Details

APN / Parcel Number

Primary APN	`03-00-042-110`

Exterior

Lot Area	15,045 sqft (0.345 acres)

Location & Zoning

Street Address	4 ACAPULCO DR
City	PUTNAM
State	IL
Zip	61560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THUNDERBIRD HLS LOT 390
Legal Subdivision	LAKE THUNDERBIRD HLS
Legal Lot Number	390
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2023
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 ACAPULCO DR, PUTNAM, IL 61560-9754
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Jul 6, 2021
Property Address	4 ACAPULCO DR, PUTNAM, IL 61560
Document Number	000132/366
Book / Page	132 / 366
Map Reference	MB 3 PG 156
Instrument Date	Jun 30, 2021
Instrument	21-0627
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 APACHE CT, PUTNAM, IL 61560-1000

Mortgage

Document Number	000132/368
Date	Jul 6, 2021
Book Page	132/368
Instrument	21-0628

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$310.00 (+9.93%)	$3,980 (+15.03%) Land $1,129 Building $2,851	$11,940 (+15.03%) Land $3,387 Building $8,553
2024	$282.00 (+21.55%)	$3,460 (+14.27%) Land $981 Building $2,479	$10,380 (+14.27%) Land $2,943 Building $7,437
2023	$232.00	$3,028 Land $859 Building $2,169	$9,084 Land $2,577 Building $6,507

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE THUNDERBIRD SUBDIVSION private · serves 450 people · EPA ID IL1555050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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