4 Academy Pl, Apt 5, Saco, ME 04072 Property Records

York County and Saco City property record for 4 Academy Pl, Apt 5, Saco, ME 04072

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 891 sqft · built 1985
Lot Size	0.111 acres (4,848 sqft)
Owner	Individual Name on File
Last Sale	$162,900 (Jun 2018)
Tax Bill	$2,856 (2025)
Deeds & Mortgages	Jul 2023 Refinance Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SACO M:033 L:004 U:000-005`

Property Details

APN / Parcel Number

Primary APN	`SACO M:033 L:004 U:000-005`
Alternative APN	`M:033 L:004 U:000=005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	8 Units
Stories	1 Story
Building Area	891 sqft Living Area
Gross Area	939 sqft
1st Floor Area	891 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,848 sqft (0.111 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 ACADEMY PL, 5
City	SACO
State	ME
Zip	04072-2870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MDR
Legal Subdivision	ACADEMY PLACE
Legal Lot Number	4
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2010
Census Tract	5200

Owner

4 Academy Pl, Apt 5 is owned and occupied by an individual who bought it in June 2018.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4 ACADEMY PL, 5, SACO, ME 04072-2870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TRUCHOICE FEDERAL CREDIT UNION
Jun 20, 2018	Intrafamily Transfer, Transfer MEGASTAR FNCL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Deed Document Number	201822703
Deed Book / Page	17736 / 549
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 ACADEMY PL APT 5, 5, SACO, ME 04072-2870
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192820364
Date	Jul 31, 2023
Book Page	19282/364
Instrument	2023021920

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACO ME
Recording Date	Jun 20, 2018
Property Address	4 ACADEMY PL APT 5, 5, SACO, ME 04072-2870
Document Number	0177360549
Book / Page	17736 / 0549
Instrument	2018022703
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018022704
Date	Jun 20, 2018
Instrument	2018022704

Lender

Name	MEGASTAR FNCL CORP

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Academy Pl, Apt 5 was $2,856, down 0.3% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,856.00 (-0.35%)	$201,100 (-1.42%) Land $77,000 Building $124,100
2024	$2,866.00	$204,000 Land $77,000 Building $127,000	$240,065
2022	$2,698.00	$147,200 Land $58,700 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Academy Pl, Apt 5 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Academy Pl, Apt 5 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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