Worcester County property record for 4 Abbey Cir, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,670 sqft · built 2002 |
| Lot Size | 0.236 acres (10,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Dec 2025) |
| Tax Bill | $3,409 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-103617 |
| Primary APN | 03-103617 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,670 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,268 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 103617 |
|---|---|
| Street Address | 4 ABBEY CIR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-10-1278 10268 SQ FT ABBEY CIRCLE PL OCEAN PINES SEC 10 |
| Legal Subdivision | OCEAN PINES SEC 10 |
| Legal Lot Number | 1278 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 951101 |
4 Abbey Cir is owned and occupied by two individuals who bought it in December 2025.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 JOSEPH TER, ALBANY, NY 12203-4236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 24, 2021 | Special Warranty Deed, Transfer CAPITOL TITLE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Mar 24, 2021 · Amount on File |
| Deed Book / Page | 9068 / 1 |
| Prior Transfer Date | Dec 28, 2005 |
| Prior Transfer Doc | 0046130232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Dec 31, 2025 |
| Property Address | 4 ABBEY CIR, OCEAN PINES, MD 21811-2000 |
| Document Number | 0090680001 |
| Book / Page | 9068 / 1 |
| Map Reference | MB 14 FO 45 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 JOSEPH TER, ALBANY, NY 12203-4236 |
| Document Number | 0000090688 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 9068/8 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Mar 24, 2021 |
| Property Address | 4 ABBEY CIR, OCEAN PINES, MD 21811-2000 |
| Document Number | 0079820001 |
| Book / Page | 7982 / 1 |
| Map Reference | MB FWH14 FO 45 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 CARRIAGE PATH, CHADDS FORD, PA 19317-9194 |
The 2026 property tax bill for 4 Abbey Cir was $3,409 with a homeowner's exemption, up 8.9% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,409.00 (+8.88%) Homeowner's exemption | $369,433 (+8.89%) | $399,600 (-) Land $93,700 Building $305,900 |
| 2025 | $3,131.00 | $339,267 | $399,600 Land $93,700 Building $305,900 |
| 2023 | $2,745.00 | $286,900 | $309,100 Land $89,700 Building $219,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Abbey Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Nearby Flood Policies | 85 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Abbey Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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