4 5th St, Newbury, MA 01951 Property Records

Essex County and Newbury Town property record for 4 5th St, Newbury, MA 01951

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,760 sqft · built 2016
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Tax Bill	$10,600 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2017 Mortgage
Flood Zone	Zone VE (high risk)
APN	`NEWB M:0U02 B:0000 L:00015`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0U02 B:0000 L:00015`
Alternative APN	`NBRY M:0U02 B:0000 L:00015`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,567 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,401 sqft (0.124 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 5TH ST
City	NEWBURY
State	MA
Zip	01951-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	PLUM ISLAND BCH CO SEC 01
Legal Lot Number	15
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	2
Census Block	2001
Census Tract	269100

Owner

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	743 CHESTNUT ST, WABAN, MA 02468-2020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO
Jul 24, 2017	Deed of Trust, Mortgage FIRST IPSWICH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2014
Deed Sale	Aug 5, 2014
Prior Sale	Jul 30, 2014 · Amount on Record
Deed Document Number	201480500313
Deed Book / Page	33458 / 475
Transfer Doc	030326-182
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	4 5TH ST, NEWBURY, MA 01951-1908
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041205-376
Date	Sep 22, 2022
Book Page	41205/376
Instrument	191

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Oct 1, 2027
Index	Other
Margin	3

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	4 5TH ST, NEWBURY, MA 01951-1908
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36040-103
Date	Jul 24, 2017
Book Page	36040/103
Instrument	72

Lender

Name	FIRST IPSWICH BANK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,600.00 (+5.04%)	$1,422,800 (+8.29%) Land $868,300 Building $554,500	$1,219,040
2024	$10,091.00 (+14.16%)	$1,313,900 (+28.88%) Land $796,000 Building $517,900
2023	$8,839.00	$1,019,500 Land $542,700 Building $476,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 355 policies
Nearby Flood Policies	355 in force
Nearby Flood Claims	61 (1978–2025)
Claims Outside the SFHA	3 of 61
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 8 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWBURYPORT WATER DEPARTMENT serves 20,335 people · EPA ID MA3206000
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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