4 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 4 3rd St, Cheney, WA 99004 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1888
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$219,996 (Oct 2025)
Tax Bill	$2,278 (2026)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13132.5109`

Property Details

APN / Parcel Number

Primary APN	`13132.5109`
Alternative APN	`13133.5120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,052 sqft
1st Floor Area	968 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 2016
Architectural Style	Bungalow
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	160 sqft
Porch	Enclosed Frame Porch
Porch Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	131325109
Street Address	4 3RD ST
City	CHENEY
State	WA
Zip	99004-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-23-41 SW: LOT 10 AND VACATED STREET ADJOINING, BLOCK 51 TOWN OF CHENEY; EXCEPT THE NELY 15 FT OF SAID LOT 10
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Block	51
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1038
Census Tract	14001

Owner

Source: Spokane County records · APN 13132.5109

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4714 N GENOA RD, OTIS ORCHARDS, WA 99027-9312
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W
Oct 29, 2025	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W
Feb 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WHEATLAND BANK
Aug 28, 2018	Warranty Deed, Transfer · Conventional with PMI WHEATLAND BK
Aug 02, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	20257450126
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0006895884
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 29, 2025
Property Address	4 3RD ST, CHENEY, WA 99004-1406
Document Number	0007450127
Map Reference	VOL A PG 44
Instrument Date	Oct 27, 2025
Instrument	7450127
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4714 N GENOA RD, OTIS ORCHARDS, WA 99027-9312

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 29, 2025
Property Address	4 3RD ST, CHENEY, WA 99004-1406
Document Number	0007450126
Map Reference	VOL A PG 44
Instrument Date	Aug 26, 2025
Instrument	7450126
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Tax	$3,524.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4714 N GENOA RD, OTIS ORCHARDS, WA 99027-9312
Investor	Possibly a Property Investor

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Feb 26, 2020
Property Address	4 3RD ST, CHENEY, WA 99004-1406
Document Number	0006895884
Map Reference	VOL A PG 44
Instrument Date	Feb 21, 2020
Instrument	6895884
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATL TTL CO OF EASTERN W

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 3RD ST, CHENEY, WA 99004-1406
Investor	Possibly a Property Investor

Mortgage

Document Number	0006895885
Date	Feb 26, 2020
Instrument	6895885

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 28, 2018
Property Address	4 3RD ST, CHENEY, WA 99004-1406
Document Number	0006737880
Instrument Date	Aug 22, 2018
Instrument	6737880
Transaction Type	Transfer
Record Updated	Oct 04, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41420 MILES CRESTON RD N DAVENPORT WA 991229660, DAVENPORT, WA 99122-9660

Mortgage

Document Number	6737881
Date	Aug 28, 2018
Instrument	6737881

Lender

Name	WHEATLAND BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 02, 2017
Property Address	4 3RD ST, CHENEY, WA 99004-1406
Document Number	0006626632
Instrument Date	Jul 27, 2017
Instrument	6626632
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 3RD ST CHENEY WA 990041406, CHENEY, WA 99004-1406

Mortgage

Document Number	6626671
Date	Aug 02, 2017
Instrument	6626671

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,278.00	$218,900 (-9.28%) Land $60,000 Building $158,900	$218,900 (-9.28%) Land $60,000 Building $158,900
2025		$241,300 (+1.64%) Land $75,000 Building $166,300	$241,300 (+1.64%) Land $75,000 Building $166,300
2024	$2,261.00 (+13.45%)	$237,400 (+33.75%) Land $75,000 Building $162,400	$237,400 (+33.75%) Land $75,000 Building $162,400
2023	$1,993.00 (+1.12%)	$177,500 Land $40,000 Building $137,500	$177,500 Land $40,000 Building $137,500
2022	$1,971.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 34% of Washington
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

4 3rd St, Cheney, WA 99004 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on 3rd St

Nearby Streets

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