Hillsborough County and Bedford Town property record for 4 3rd St, Bedford, NH 03110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,040 sqft · built 2004 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Nov 2024) |
| Tax Bill | $6,936 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDD M:42 B:45 L |
| Primary APN | BEDD M:42 B:45 L |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 4 3RD ST |
|---|---|
| City | BEDFORD |
| State | NH |
| Zip | 03110-5802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Block | 45 |
| Jurisdiction | BEDFORD TOWN NH |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2902 |
4 3rd St is owned by an individual who bought it in November 2024.
Source: Hillsborough County and Bedford Town records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 COTTAGE WALK, BEDFORD, NH 03110-5653 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE MARYS BANK |
| Nov 7, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage ST MARYS BANK |
| May 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ST MARYS BANK |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI TD BK NA |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on File |
| Deed Sale | Nov 7, 2024 · Amount on File |
| Prior Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 202437137 |
| Deed Book / Page | 9816 / 1428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TOWN NH |
| Recording Date | Jun 30, 2026 |
| Property Address | 4 3RD ST, BEDFORD, NH 03110-5802 |
| Document Number | 0000024655 |
| Book / Page | 9965 / 2700 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202624655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 3RD ST, BEDFORD, NH 03110-5802 |
| Document Number | 0000024655, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 9965/2700 |
| Instrument | 202624655 |
| Name | STATE MARYS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD TOWN NH |
| Recording Date | Nov 7, 2024 |
| Property Address | 4 3RD ST, BEDFORD, NH 03110-5802 |
| Document Number | 09816-1428 |
| Book / Page | 9816 / 1428 |
| Instrument Date | Nov 7, 2024 |
| Instrument | 240037137 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 COTTAGE WALK, BEDFORD, NH 03110-5653 |
| Document Number | 0240037138 |
|---|---|
| Date | Nov 7, 2024 |
| Instrument | 240037138 |
| Name | ST MARYS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Dec 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD TOWN NH |
| Recording Date | May 21, 2021 |
| Property Address | 4 3RD ST, BEDFORD, NH 03110-5802 |
| Document Number | 9472-1874 |
| Book / Page | 9472 / 1874 |
| Instrument Date | May 20, 2021 |
| Instrument | 210035111 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 RAINBOW DR, GOFFSTOWN, NH 03045-2336 |
| Document Number | 210035112 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 210035112 |
| Name | ST MARYS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TOWN NH |
| Property Address | 4 3RD ST, BEDFORD, NH 03110-5802 |
| Document Number | 0092851854 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4 3RD ST BEDFORD NH 031105802, BEDFORD, NH 03110-5802 |
| Document Number | 0092851854 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 009285/001854 |
| Instrument | 200019265 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TOWN NH |
| Property Address | 4 3RD ST, BEDFORD, NH 03110-5802 |
| Document Number | 0092282842 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4 3RD ST BEDFORD NH 031105802, BEDFORD, NH 03110-5802 |
| Document Number | 0092282842 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 009228/002842 |
| Instrument | 9051110 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 3rd St was $6,936, up 4.3% from the year before.
Source: Hillsborough County and Bedford Town assessment roll, as of April 9, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Hillsborough County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,936.00 (+4.3%) | $420,600 (-) Land $194,900 Building $225,700 | |
| 2024 | $6,650.00 (+7.19%) | $420,600 (+0.33%) Land $194,900 Building $225,700 | |
| 2023 | $6,204.00 (+2.38%) | $419,200 (+21.75%) Land $194,900 Building $224,300 | $460,750 |
| 2022 | $6,060.00 | $344,300 Land $144,300 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.6% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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