McHenry County property record for 4 3rd Ave NW, Towner, ND 58788
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.179 acres (7,808 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $199 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54000510446000 |
| Primary APN | 54000510446000 |
|---|
| Lot Area | 7,808 sqft (0.179 acres) |
|---|
| Street Address | 4 3RD AVE NW |
|---|---|
| City | TOWNER |
| State | ND |
| Zip | 58788-7717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 000 SCT: 00 RNG: 000 SUB: 0054-0005 BLK: 9 LOT: 4 TOWNER-HANSCOMS ADD N 50 LOT 4 BLK 9 |
| Legal Subdivision | TOWNER-HANSCOMS ADD |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | TOWNER |
| Census Block Group | 2 |
| Census Block | 2298 |
| Census Tract | 955600 |
Source: McHenry County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 3RD AVE NW, TOWNER, ND 58788-7717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY ND |
| Recording Date | Nov 16, 2023 |
| Property Address | 4 3RD AVE NW, TOWNER, ND 58788-7717 |
| Document Number | 0000332903 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 332903 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 3RD AVE NW, TOWNER, ND 58788-7717 |
| Document Number | 0000332904 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 332904 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: McHenry County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| Municipality | Towner City |
| Unified School District | TGU Public School District 60 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,950 (-) Land $1,000 Building $6,950 | $15,900 (-) Land $2,000 Building $13,900 | |
| 2025 | $199.00 (+22.84%) | $7,950 (+22.31%) Land $1,000 Building $6,950 | $15,900 (+22.31%) Land $2,000 Building $13,900 |
| 2023 | $162.00 (+6.58%) | $6,500 (-) Land $1,000 Building $5,500 | $13,000 (-) Land $2,000 Building $11,000 |
| 2022 | $152.00 | $6,500 Land $1,000 Building $5,500 | $13,000 Land $2,000 Building $11,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2001) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Aug 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 42% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOWNER serves 479 people · EPA ID ND2500946 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM 1&2 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Mar 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| SRT Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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