4 2nd St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 4 2nd St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,242 sqft · built 1970
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Apr 2017)
Tax Bill	$4,426 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2017 Sale & Mortgage
APN	`41160000002330`

Property Details

APN / Parcel Number

Primary APN	`41160000002330`
Alternative APNs	`ADAM M:1160 B:0000 L:02330` `M:000116 P:000233`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	41160000002330
Street Address	4 2ND ST
City	ADAMS
State	MA
Zip	01220-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	2330
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3032
Census Tract	922100

Owner

4 2nd St is owned and occupied by an individual who bought it in April 2017.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 2ND ST, ADAMS, MA 01220-1908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit ADAMS COMMUNITY BANK
Apr 20, 2017	Quit Claim Deed, Transfer ADAMS COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Oct 24, 2013 · Amount on File
Deed Book / Page	1621 / 590
Transfer Doc	001621-590
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	4 2ND ST, ADAMS, MA 01220-1908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001809-297
Date	Nov 9, 2022
Book Page	1809/297
Instrument	7260

Lender

Name	ADAMS COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Apr 20, 2017
Property Address	4 2ND ST, ADAMS, MA 01220-1908
Document Number	1621-590
Book / Page	1621 / 590
Instrument	2053
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.30
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16210593
Date	Apr 20, 2017
Instrument	01621/0593

Lender

Name	ADAMS COMMUNITY BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Interest

Rate	3.63%
Max Rate At Change	50.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4 2nd St was $4,426, up 6.1% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,426.00 (+6.06%)	$260,200 (+9.37%) Land $56,700 Building $203,500	$285,895
2024	$4,173.00 (+7.75%)	$237,900 (+13.94%) Land $53,400 Building $184,500
2023	$3,873.00	$208,800 Land $48,500 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4 2nd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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