4 25th St NE, Cairo, GA 39828 Property Records

Grady County property record for 4 25th St NE, Cairo, GA 39828

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,550 sqft · built 1985
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C039A-031-000`

Property Details

APN / Parcel Number

Primary APN	`C039A-031-000`
Alternative APNs	`C039A031` `13237`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Heated Area
1st Floor Area	910 sqft
2nd Floor Area	640 sqft
Utility Area	36 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13237
Street Address	4 25TH ST NE
City	CAIRO
State	GA
Zip	39828-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KAROGA EST
Legal Block	D
Legal Lot Number	7
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2030
Census Tract	950501

Owner

4 25th St NE is owned and occupied by an individual who acquired it in October 2025.

Source: Grady County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	4 25TH ST NE, CAIRO, GA 39828-8304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR CREDIT UNION
Oct 23, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025
Deed Sale	Oct 23, 2025
Prior Sale	Jun 18, 1990 · Amount on File
Deed Book / Page	968 / 59
Prior Transfer Date	Oct 21, 2025
Prior Transfer Doc	0000968/59
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Recording Date	Jun 10, 2026
Property Address	4 25TH ST NE, CAIRO, GA 39828-8304
Document Number	0979000162
Book / Page	979 / 162
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 25TH ST NE, CAIRO, GA 39828-8304

Mortgage

Document Number	0979000162,
Date	Jun 10, 2026
Book Page	979/162

Lender

Name	FIVE STAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRADY GA
Recording Date	Oct 23, 2025
Property Address	4 25TH ST NE, CAIRO, GA 39828-8304
Document Number	0000968/59
Book / Page	968 / 59
Instrument Date	Oct 21, 2025
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 25TH ST NE, CAIRO, GA 39828-8304

Tax Assessment & Valuation

The 2025 property tax bill for 4 25th St NE was $1,482 with exemptions applied, down 24.3% from the year before.

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cairo City
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00 (-24.35%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$60,882 (+11.05%) Land $4,048 Building $56,834	$152,205 (+11.05%) Land $10,120 Building $142,085
2024	$1,959.00 (+60.97%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$54,824 (+42.77%) Land $4,048 Building $50,776	$137,060 (+42.77%) Land $10,120 Building $126,940
2023	$1,217.00 (-11.49%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$38,400 (-) Land $4,800 Building $33,600	$96,000 (-) Land $12,000 Building $84,000
2022	$1,375.00 Senior Citizen's exemption Additional exemption filed	$38,400 Land $4,800 Building $33,600	$96,000 Land $12,000 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 25th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 25th St NE is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRO serves 9,637 people · EPA ID GA1310000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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