4 1st St, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 4 1st St, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 1920
Lot Size	0.232 acres (10,102 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Sep 2023)
Tax Bill	$11,834 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-00218-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`13-00218-0000-00004`
Alternative APN	`130021800004`

Interior

Stories	2 Stories
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	10,102 sqft (0.232 acres)
Lot Dimensions	100 ft deep x 101 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4 1ST ST
City	WANAQUE
State	NJ
Zip	07465-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	218
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	2
Census Block	2000
Census Tract	236604

Owner

4 1st St is owned and occupied by two individuals who bought it in September 2023.

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 1ST ST, WANAQUE, NJ 07465-1810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 27, 2022	Deed of Trust, Mortgage VAST BANK NA
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 30, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 20, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 5, 2017	Loan Modification, Mortgage · Conventional with PMI MTGLQ INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Sep 27, 2001 · Amount on File
Deed Document Number	202331184
Deed Book / Page	4594 / 90
Prior Transfer Date	Jun 18, 2015
Prior Transfer Doc	0000049804
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 29, 2023
Property Address	4 1ST ST, WANAQUE, NJ 07465-1810
Document Number	0000031184
Book / Page	D4594 / 90
Instrument Date	Sep 22, 2023
Instrument	2023031184
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 N HAMPTON DR, DAVENPORT, FL 33897-7353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 1ST ST, WANAQUE, NJ 07465-1810

Mortgage

Document Number	0000031185
Date	Sep 29, 2023
Instrument	2023031185

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	4 1ST ST, WANAQUE, NJ 07465-1810
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 1ST ST, WANAQUE, NJ 07465-1810

Mortgage

Document Number	0000046411
Date	Sep 27, 2022
Book Page	M18199/297
Instrument	2022046411

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	4 1ST ST, WANAQUE, NJ 07465-1810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039793
Date	Aug 28, 2020
Book Page	M16364/212
Instrument	2020039793

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	4 1ST ST, WANAQUE, NJ 07465-1810
Document Number	0000045827
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 1ST ST WANAQUE NJ 074651810, WANAQUE, NJ 07465-1810

Mortgage

Document Number	0000045827
Date	Oct 8, 2019
Book Page	015758/000257
Instrument	45827

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	4 1ST ST, WANAQUE, NJ 07465-1810
Document Number	0000053608
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 1ST ST WANAQUE NJ 074651810, WANAQUE, NJ 07465-1810

Mortgage

Document Number	0000053608
Date	Nov 27, 2018
Book Page	015301/000019
Instrument	53608

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASSAIC NJ
Property Address	4 1ST ST, WANAQUE, NJ 07465-1810
Document Number	0000004014
Book / Page	000721 / 000215
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 1ST ST WANAQUE NJ 074651810, WANAQUE, NJ 07465-1810

Mortgage

Document Number	0000004014
Date	Jan 23, 2018
Book Page	000721/000215
Instrument	4014

Lender

Name	MTGLQ INVTRS

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4 1st St was $11,834, up 5.3% from the year before.

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,600 (-) Land $94,200 Building $166,400	$260,600 (-) Land $94,200 Building $166,400
2025	$11,834.00 (+5.28%)	$260,600 Land $94,200 Building $166,400	$260,600 Land $94,200 Building $166,400
2024	$11,240.00
2023		$260,600 (-) Land $94,200 Building $166,400	$260,600 (-) Land $94,200 Building $166,400
2022	$10,783.00	$260,600 Land $94,200 Building $166,400	$260,600 Land $94,200 Building $166,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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