4 1st St, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 4 1st St, Budd Lake, NJ 07828

Property Summary

Property TypeSingle Family Home
Details840 sqft · built 1928
Lot Size0.191 acres (8,298 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jan 2026)
Tax Bill$5,973 (2024)
Deeds & MortgagesAug 2022 Mortgage
Jan 2026 Sale & Mortgage
APN27-03106-0000-00002

Property Details

APN / Parcel Number

Primary APN27-03106-0000-00002
Alternative APNs
  • 270310600002
  • 06005940

Interior

Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area8,298 sqft (0.191 acres)
Lot Dimensions100 ft deep x 83 ft wide

Location & Zoning

Account Number06005940
Street Address4 1ST ST
CityBUDD LAKE
StateNJ
Zip07828-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionADDITIONAL LOTS: B200 L58
Legal SubdivisionWOODLAND MANOR
Legal Block3106
Legal Lot Number2
JurisdictionMORRIS NJ
Township / Civil DivisionMOUNT OLIVE
Census Block Group3
Census Block3013
Census Tract46108

Owner

Source: Morris County and Mount Olive Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 1ST ST, BUDD LAKE, NJ 07828-1609
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 16, 2026Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2026 · Amount on Record
Deed SaleJan 16, 2026 · Amount on Record
Prior SaleJun 24, 2016 · Amount on Record
Deed Document Number20262266
Deed Book / Page25046 / 1704
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address4 1ST ST, BUDD LAKE, NJ 07828-1609
Transaction TypeMortgage
Record UpdatedFeb 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 1ST ST, BUDD LAKE, NJ 07828-1609

Mortgage

Document Number0244771842
DateAug 19, 2022
Book Page24477/1842
Instrument2022056998
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term287 Months
DueJul 1, 2046

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateJan 16, 2026
Property Address4 1ST ST, BUDD LAKE, NJ 07828-1609
Document Number0250461704
Book / Page25046 / 1704
Instrument DateDec 22, 2025
Instrument2026002266
Transaction TypeTransfer
Record UpdatedFeb 2, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 RIDER LANE, TOPSHAM, ME 04086

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 1ST ST, BUDD LAKE, NJ 07828-1609

Mortgage

Document Number2026002267
DateJan 16, 2026
Instrument2026002267
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMount Olive Township
Unified School DistrictMount Olive Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,400 (-) Land $112,400 Building $59,000$171,400 (-) Land $112,400 Building $59,000
2025$171,400 (-) Land $112,400 Building $59,000$171,400 (-) Land $112,400 Building $59,000
2024$5,973.00 (+3.48%)
2023$171,400 Land $112,400 Building $59,000$171,400 Land $112,400 Building $59,000
2022$5,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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