Morris County and Mount Olive Township property record for 4 1st St, Budd Lake, NJ 07828
| Property Type | Single Family Home |
|---|---|
| Details | 840 sqft · built 1928 |
| Lot Size | 0.191 acres (8,298 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jan 2026) |
| Tax Bill | $5,973 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Jan 2026 Sale & Mortgage |
| APN | 27-03106-0000-00002 |
| Primary APN | 27-03106-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 8,298 sqft (0.191 acres) |
| Lot Dimensions | 100 ft deep x 83 ft wide |
| Account Number | 06005940 |
|---|---|
| Street Address | 4 1ST ST |
| City | BUDD LAKE |
| State | NJ |
| Zip | 07828-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | ADDITIONAL LOTS: B200 L58 |
| Legal Subdivision | WOODLAND MANOR |
| Legal Block | 3106 |
| Legal Lot Number | 2 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MOUNT OLIVE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 46108 |
Source: Morris County and Mount Olive Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 1ST ST, BUDD LAKE, NJ 07828-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 16, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2016 · Amount on Record |
| Deed Document Number | 20262266 |
| Deed Book / Page | 25046 / 1704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 4 1ST ST, BUDD LAKE, NJ 07828-1609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 1ST ST, BUDD LAKE, NJ 07828-1609 |
| Document Number | 0244771842 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 24477/1842 |
| Instrument | 2022056998 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jan 16, 2026 |
| Property Address | 4 1ST ST, BUDD LAKE, NJ 07828-1609 |
| Document Number | 0250461704 |
| Book / Page | 25046 / 1704 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2026002266 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 RIDER LANE, TOPSHAM, ME 04086 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 1ST ST, BUDD LAKE, NJ 07828-1609 |
| Document Number | 2026002267 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026002267 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Mount Olive Township |
| Unified School District | Mount Olive Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,400 (-) Land $112,400 Building $59,000 | $171,400 (-) Land $112,400 Building $59,000 | |
| 2025 | $171,400 (-) Land $112,400 Building $59,000 | $171,400 (-) Land $112,400 Building $59,000 | |
| 2024 | $5,973.00 (+3.48%) | ||
| 2023 | $171,400 Land $112,400 Building $59,000 | $171,400 Land $112,400 Building $59,000 | |
| 2022 | $5,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures