4 14th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 4 14th St, Troy, NY 12180

Property Summary

Property TypeDuplex
Details7 bd · 2 ba · 2,748 sqft · built 1910
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$297,000 (Jan 2023)
Tax Bill$5,793 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Feb 2021 Refinance
APN381700 101.71-10-9

Property Details

APN / Parcel Number

Primary APN381700 101.71-10-9
Alternative APN
  • 1803830

Interior

Bedrooms7 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,748 sqft Total Area
1st Floor Area1,374 sqft
2nd Floor Area1,374 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions100 ft deep x 25 ft wide
PorchSlab
Porch Area644 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1803830
Street Address4 14TH ST
CityTROY
StateNY
Zip12180-4207
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTF
Legal Description2 STY BR HSE 467 B-7/74
Legal Block10
Legal Lot Number9.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1021
Census Tract40702

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3619 FORT HAMILTON PKWY, 1, BROOKLYN, NY 11218-1905
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed, Transfer · Stand-Alone First Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SARATOGA NATIONAL BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2023 · Amount on File
Deed SaleJan 12, 2023 · Amount on File
Prior SaleFeb 24, 2009 · Amount on File
Deed Document Number2023622574
Deed Book / Page10295 / 259
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionRENSSELAER NY
Recording DateJan 12, 2023
Property Address4 14TH ST, TROY, NY 12180-4207
Document Number0102950259
Book / Page10295 / 259
Instrument DateDec 29, 2022
Instrument2023-622574
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3619 FORT HAMILTON PKWY, BROOKLYN, NY 11218-1905

Mortgage

Document Number2023622575
DateJan 12, 2023
Instrument2023-622575
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address4 14TH ST, TROY, NY 12180-4207
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094790148
DateFeb 23, 2021
Book Page9479/148
Instrument2021-583896
Lender
NameSARATOGA NATIONAL BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,793.00 (+1.42%)
2025$5,712.00 (+9.64%)$110,000 (-) Land $8,400 Building $101,600$188,400 (+19.92%) Land $14,387 Building $174,013
2023$110,000 (-) Land $8,400 Building $101,600$157,100 (+8.54%) Land $11,997 Building $145,103
2022$5,210.00$110,000 Land $8,400 Building $101,600$144,737 Land $11,053 Building $133,684

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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