Cape May County and Stone Harbor Borough property record for 4 109th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 3,796 sqft · built 2014 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,325,000 (Oct 2012) |
| Tax Bill | $48,634 (2024) |
| Deeds & Mortgages | Nov 2023 Reverse Mortgage Jan 2019 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-00108-01-00009-01 |
| Primary APN | 10-00108-01-00009-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,796 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 90 ft deep x 80 ft wide |
| Street Address | 4 109TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | ADDITIONAL LOTS: L11.01 |
| Legal Block | 108.1 |
| Legal Lot Number | 9.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 20901 |
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 109TH ST, STONE HARBOR, NJ 08247-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Reverse Mortgage PNC BANK NA |
| Jan 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2012 · Amount on File |
| Deed Sale | Oct 16, 2012 · Amount on File |
| Prior Sale | Mar 23, 1993 |
| Deed Document Number | 2012421 |
| Deed Book / Page | 3510 / 822 |
| Last Transfer Date | Dec 6, 2018 |
| Transfer Doc | 0038340619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 4 109TH ST, STONE HARBOR, NJ 08247 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000024097 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | M6684/738 |
| Instrument | 2023024097 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 1, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 15, 2019 |
| Property Address | 4 109TH ST, STONE HARBOR, NJ 08247 |
| Document Number | 0038340619 |
| Book / Page | 003834 / 000619 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 80815 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 109TH ST STONE HARBOR NJ 08247, STONE HARBOR, NJ 08247 |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,502,000 (-) Land $4,939,200 Building $1,562,800 | $6,502,000 (-) Land $4,939,200 Building $1,562,800 | |
| 2025 | $6,502,000 (-) Land $4,939,200 Building $1,562,800 | $6,502,000 (-) Land $4,939,200 Building $1,562,800 | |
| 2024 | $48,634.00 (+8.09%) | ||
| 2023 | $6,502,000 Land $4,939,200 Building $1,562,800 | $6,502,000 Land $4,939,200 Building $1,562,800 | |
| 2022 | $44,993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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