4 1/2 Perkins St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 4 1/2 Perkins St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,618 sqft · built 1900
Lot Size	0.046 acres (1,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Oct 2000)
Tax Bill	$4,183 (2026)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0030 B:0100 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0030 B:0100 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,618 sqft Living Area
Gross Area	2,457 sqft
1st Floor Area	588 sqft
Attic	Attic
Attic Area	696 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,988 sqft (0.046 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 1/2 PERKINS ST
City	GLOUCESTER
State	MA
Zip	01930-2916
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	100
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1003
Census Tract	221400

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 5501, GLOUCESTER, MA 01930-0007
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2000 · Amount on Record
Deed Sale	Oct 12, 2000 · Amount on Record
Deed Book / Page	16615 / 398
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 1/2 PERKINS ST, GLOUCESTER, MA 01930-2916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37000-245
Date	Sep 10, 2018
Book Page	37000/245
Instrument	180910001310

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Margin	3

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,183.00 (+3.62%)	$449,300 (+8.19%) Land $128,100 Building $321,200	$570,706
2025	$4,037.00 (+1.97%)	$415,300 (+2.06%) Land $118,600 Building $296,700
2024	$3,959.00 (-2.92%)	$406,900 (+5.66%) Land $112,900 Building $294,000
2023	$4,078.00	$385,100 Land $100,800 Building $284,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20