4 1/2 Kirk Ave, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 4 1/2 Kirk Ave, Ewing, NJ 08638

Property Summary

Property Type	Single Family Home
Details	1,167 sqft · built 1969
Lot Size	0.121 acres (5,270 sqft)
Owner	2 Individual Names on File
Last Sale	$174,500 (Oct 2019)
Tax Bill	$6,915 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00100-0000-00396`

Property Details

APN / Parcel Number

Primary APN	`02-00100-0000-00396`
Alternative APNs	`020010000396` `03830628`

Interior

Building Area	1,167 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Concrete
Construction Type	Frame
Lot Area	5,270 sqft (0.121 acres)

Location & Zoning

Account Number	03830628
Street Address	4 1/2 KIRK AVE
City	EWING
State	NJ
Zip	08638-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	PROSPECT HLNDS
Legal Block	100
Legal Lot Number	396
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	2
Census Block	2004
Census Tract	3500

Owner

4 1/2 Kirk Ave is owned and occupied by two individuals who bought it in October 2019.

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 1/2 KIRK AVE, EWING, NJ 08638-4604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage NJ POLICE FCU
Oct 31, 2019	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 11, 2017	Deed, Transfer TRENTON NJ POLICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Jan 11, 2017 · Amount on File
Deed Document Number	201947314
Deed Book / Page	6386 / 49
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0000001472
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	4 1/2 KIRK AVE, EWING, NJ 08638-4604
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011003
Date	Mar 3, 2017
Book Page	11261/0097
Instrument	2017011003

Lender

Name	NJ POLICE FCU
Address	TRENTON, NJ 08619

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2037

Interest

Rate	3.99%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Oct 31, 2019
Property Address	4 1/2 KIRK AVE, EWING, NJ 08638-4604
Document Number	0000047314
Book / Page	06386 / 0049
Map Reference	MAP 467
Instrument Date	Oct 21, 2019
Instrument	2019047314
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 1 2 KIRK AVENUE, 4, EWING, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 WATERFORD DR, BORDENTOWN, NJ 08505-3170

Mortgage

Document Number	0000047315
Date	Oct 31, 2019
Book Page	11444/0257
Instrument	2019047315

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Jan 11, 2017
Property Address	4 1/2 KIRK AVE, EWING, NJ 08638-4604
Document Number	0000001472
Book / Page	06273 / 0973
Instrument Date	Jan 4, 2017
Instrument	2017001472
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MONARCH TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2233 KUSER RD, 2233, TRENTON, NJ 08690-3607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LAURA PL, EWING, NJ 08560-1207

Mortgage

Document Number	0000001473
Date	Jan 11, 2017
Instrument	2017001473

Lender

Name	TRENTON NJ POLICE FCU
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 1/2 Kirk Ave was $6,915, up 3% from the year before.

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,700 (-) Land $55,500 Building $115,200	$170,700 (-) Land $55,500 Building $115,200
2025	$6,915.00 (+3.01%)	$170,700 Land $55,500 Building $115,200	$170,700 Land $55,500 Building $115,200
2024	$6,713.00
2023		$170,700 Land $55,500 Building $115,200	$170,700 Land $55,500 Building $115,200
2022	$6,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 1/2 Kirk Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 1/2 Kirk Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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