Kane County property record for 3N995 Thorntree Rd, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,145 sqft · built 1953 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,000 (Apr 2017) |
| Tax Bill | $9,716 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-101-047 |
| Primary APN | 09-28-101-047 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,145 sqft Living Area |
| 1st Floor Area | 2,145 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 83,635 sqft (1.92 acres) |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3N995 THORNTREE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 VALLEY SUB |
| Legal Subdivision | TIMBER VALLEY |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852103 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3N995 THORNTREE RD, SAINT CHARLES, IL 60174-5062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 3, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 2, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on Record |
| Deed Sale | Apr 3, 2017 · Amount on Record |
| Prior Sale | Feb 2, 2017 |
| Deed Document Number | 201716471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N995 THORNTREE RD, ST CHARLES, IL 60174-5062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017509 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020K017509 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 3, 2017 |
| Property Address | 3N995 THORNTREE RD, ST CHARLES, IL 60174-5062 |
| Document Number | 0000016471 |
| Instrument Date | Mar 7, 2017 |
| Instrument | 2017K016471 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3N995 THORNTREE RD, SAINT CHARLES, IL 60174-5062 |
| Document Number | 0000016472 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 2017K016472 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 2, 2017 |
| Property Address | 3N995 THORNTREE RD, ST CHARLES, IL 60174-5062 |
| Document Number | 0000006459 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 6459 |
| Transaction Type | Foreclosure |
| Record Updated | May 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001 |
| Investor | Possibly a Property Investor |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,716.00 (+6.91%) | ||
| 2024 | $134,096 (+12.86%) Land $67,350 Building $66,746 | $402,449 (+12.91%) Land $202,131 Building $200,318 | |
| 2022 | $9,088.00 (+5.83%) | $118,813 (+4.91%) Land $63,839 Building $54,974 | $356,439 (+4.91%) Land $191,517 Building $164,922 |
| 2021 | $8,587.00 | $113,252 Land $60,851 Building $52,401 | $339,756 Land $182,553 Building $157,203 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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