3N960 Bittersweet Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 3N960 Bittersweet Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Aug 2017)
Tax Bill	$7,479 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-226-003`

Property Details

APN / Parcel Number

Primary APN	`09-29-226-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,194 sqft Living Area
Basement Area	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3N960 BITTERSWEET RD
City	SAINT CHARLES
State	IL
Zip	60175-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 011-KNLLCRK,PHSNTRUN
Legal Subdivision	GUILDS
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1018
Census Tract	852101

Owner

3N960 Bittersweet Rd is owned and occupied by an individual who bought it in August 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3N960 BITTERSWEET RD, SAINT CHARLES, IL 60175-4844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Prior Sale	Mar 10, 1999 · Amount on File
Deed Document Number	201740277
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2017
Property Address	3N960 BITTERSWEET RD, ST CHARLES, IL 60175-4844
Document Number	0000040277
Instrument Date	Jul 20, 2017
Instrument	40277
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3N960 BITTERSWEET RD ST CHARLES IL 601754844, ST CHARLES, IL 60175-4844

Mortgage

Document Number	40278
Date	Aug 3, 2017
Instrument	40278

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3N960 Bittersweet Rd was $7,479 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,479.00 Homeowner's exemption	$120,032 (+8.53%) Land $30,312 Building $89,720	$360,240 (+8.53%) Land $90,972 Building $269,268
2024		$110,598 Land $27,930 Building $82,668	$331,927 Land $83,824 Building $248,103
2022	$6,717.00 (+6.18%) Homeowner's exemption	$93,819 (+4.91%) Land $27,116 Building $66,703	$281,457 (+4.91%) Land $81,348 Building $200,109
2021	$6,326.00 Homeowner's exemption	$89,428 Land $25,847 Building $63,581	$268,284 Land $77,541 Building $190,743

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3N960 Bittersweet Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3N960 Bittersweet Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20