Kane County property record for 3N931 Thornly Rd, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,762 sqft · built 1968 |
| Lot Size | 0.592 acres (25,766 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Nov 2013) |
| Tax Bill | $9,175 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-129-001 |
| Primary APN | 09-28-129-001 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| Basement Area | 1,762 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 25,766 sqft (0.592 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3N931 THORNLY RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 052-WILDROSE,OLD QRY |
| Legal Subdivision | WILDROSE |
| Legal Block | 3 |
| Legal Lot Number | 119 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3N931 THORNLY RD, SAINT CHARLES, IL 60174-1173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2013 · Amount on Record |
| Deed Sale | Nov 19, 2013 · Amount on Record |
| Deed Document Number | 201381871 |
| Prior Transfer Date | Jan 22, 2000 |
| Prior Transfer Doc | 0000007021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N931 THORNLY RD, ST CHARLES, IL 60174-1173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000019217 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 2020K019217 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,175.00 (+10.25%) Homeowner's exemption | $148,220 (+8.53%) Land $63,150 Building $85,070 | $444,838 (+8.53%) Land $189,526 Building $255,312 |
| 2024 | $136,571 (+16.63%) Land $58,187 Building $78,384 | $409,877 (+16.67%) Land $174,631 Building $235,246 | |
| 2022 | $8,322.00 (+6.12%) Homeowner's exemption | $117,101 (+7.01%) Land $54,761 Building $62,340 | $351,303 (+7.01%) Land $164,283 Building $187,020 |
| 2021 | $7,842.00 Homeowner's exemption | $109,431 Land $52,198 Building $57,233 | $328,293 Land $156,594 Building $171,699 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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