Kane County property record for 3N809 Bittersweet Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,449 sqft · built 1962 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $389,000 (Jul 2017) |
| Tax Bill | $12,278 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-227-008 |
| Primary APN | 09-29-227-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,449 sqft Living Area |
| 1st Floor Area | 2,449 sqft |
| Basement Area | 1,373 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 1,016 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3N809 BITTERSWEET RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 OF BITTERSWEET MANOR |
| Legal Subdivision | BITTERSWEET MANOR |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 852101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3N809 BITTERSWEET RD, SAINT CHARLES, IL 60175-4845 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 7, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Jul 5, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on Record |
| Deed Sale | Jul 5, 2017 · Amount on Record |
| Prior Sale | Nov 10, 2016 |
| Deed Document Number | 201734391 |
| Prior Transfer Date | May 25, 2012 |
| Prior Transfer Doc | 0000034031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 7, 2026 |
| Property Address | 3N809 BITTERSWEET RD, ST CHARLES, IL 60175-4845 |
| Document Number | 0000000774 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 2026K000774 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3N809 BITTERSWEET RD, ST CHARLES, IL 60175-4845 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N809 BITTERSWEET RD, ST CHARLES, IL 60175-4845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045526 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020K045526 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 5, 2017 |
| Property Address | 3N809 BITTERSWEET RD, ST CHARLES, IL 60175-4845 |
| Document Number | 0000034391 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 2017K034391 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 112 N BERTEAU AVE, BARTLETT, IL 60103-4102 |
| Document Number | 0000034392 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 2017K034392 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2047 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,278.00 (+24.1%) | $183,904 (+8.53%) Land $32,009 Building $151,895 | $551,933 (+8.53%) Land $96,065 Building $455,867 |
| 2024 | $169,450 (+30.99%) Land $29,493 Building $139,957 | $508,553 (+31.04%) Land $88,514 Building $420,039 | |
| 2022 | $9,894.00 (+5.83%) | $129,360 (+4.91%) Land $28,633 Building $100,727 | $388,080 (+4.91%) Land $85,899 Building $302,181 |
| 2021 | $9,349.00 | $123,306 Land $27,293 Building $96,013 | $369,918 Land $81,879 Building $288,039 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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