3N409 Willow Rd, Elmhurst, IL 60126 Property Records

DuPage County property record for 3N409 Willow Rd, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,776 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2021)
Tax Bill	$7,349 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-114-016`

Property Details

APN / Parcel Number

Primary APN	`03-25-114-016`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,776 sqft Living Area
1st Floor Area	714 sqft
2nd Floor Area	558 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	12.1 ft deep x 7.7 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3N409 WILLOW RD
City	ELMHURST
State	IL
Zip	60126-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COUNTRY CLUB HIGHLANDS SUB UNIT 3
Legal Subdivision	COUNTRY CLUB HIGHLANDS SUB
Legal Block	2
Legal Lot Number	16
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2000
Census Tract	840705

Owner

3N409 Willow Rd is owned and occupied by an individual who bought it in October 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3N409 WILLOW RD, ELMHURST, IL 60126-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Oct 22, 1998 · Amount on File
Deed Document Number	2021146642
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 4, 2021
Property Address	3N409 WILLOW RD, ELMHURST, IL 60126-1213
Document Number	0000146642
Map Reference	DOC 877616
Instrument Date	Sep 28, 2021
Instrument	R2021-146642
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3N409 WILLOW RD, 3N409, ELMHURST, IL 60126-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3N409 WILLOW RD, ELMHURST, IL 60126-1213

Mortgage

Document Number	0000146643
Date	Oct 4, 2021
Instrument	R2021-146643

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3N409 Willow Rd was $7,349 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Addison Township
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,349.00	$140,661 Land $59,016 Building $81,645	$421,983 Land $177,048 Building $244,935
2022	$6,035.00 Homeowner's exemption	$110,380 Land $46,330 Building $64,050	$331,140 Land $138,990 Building $192,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3N409 Willow Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3N409 Willow Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-COUNTRY CLUB private · serves 1,014 people · EPA ID IL0435350
Water Source	Purchased surface water from ELMHURST
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20