Kane County property record for 3N321 Loretta Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,384 sqft · built 1995 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,722 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-25-401-012 |
| Primary APN | 08-25-401-012 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 3,898 sqft |
| Basement Area | 1,046 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|
| Street Address | 3N321 LORETTA DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HAPPY HILLS 3 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 852407 |
3N321 Loretta Dr is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3N321 LORETTA DR, SAINT CHARLES, IL 60175-7611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3N321 Loretta Dr was $7,722 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,722.00 Homeowner's exemption Senior Citizen's exemption | $139,743 (+8.43%) Land $23,399 Building $116,344 | $419,397 (+8.43%) Land $70,225 Building $349,172 |
| 2024 | $128,879 Land $21,580 Building $107,299 | $386,792 Land $64,766 Building $322,026 | |
| 2022 | $6,899.00 (+7.06%) Disabled Person's exemption | $104,989 (+5.91%) Land $17,580 Building $87,409 | $314,967 (+5.91%) Land $52,740 Building $262,227 |
| 2021 | $6,444.00 Disabled Person's exemption | $99,130 Land $16,599 Building $82,531 | $297,390 Land $49,797 Building $247,593 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3N321 Loretta Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3N321 Loretta Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASCO SD serves 4,000 people · EPA ID IL0890110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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