Essex County and Gloucester City property record for 3B Locust Ln, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,564 sqft · built 1920 |
| Lot Size | 0.045 acres (1,968 sqft) |
| Owner | Company Name on Record |
| Last Sale | $585,000 (Nov 2021) |
| Tax Bill | $6,366 (2026) |
| Deeds & Mortgages | Jul 2023 Transfer Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0133 B:0019 L:0000 |
| Primary APN | GLOU M:0133 B:0019 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,319 sqft |
| 1st Floor Area | 788 sqft |
| Attic | Attic |
| Attic Area | 330 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,968 sqft (0.045 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3B LOCUST LN |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 19 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 LOCUST LN, B, GLOUCESTER, MA 01930-4252 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 12, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 17, 2018 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Nov 30, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Jun 14, 2016 · Amount on Record |
| Deed Book / Page | 40533 / 27 |
| Last Transfer Date | May 31, 2023 |
| Transfer Doc | 041657-314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 12, 2023 |
| Property Address | 3B LOCUST LN, GLOUCESTER, MA 01930-4252 |
| Document Number | 041657-314 |
| Book / Page | 41657 / 314 |
| Instrument Date | May 31, 2023 |
| Instrument | 20230712001640 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 LOCUST LN, GLOUCESTER, MA 01930-4252 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3B LOCUST LN, GLOUCESTER, MA 01930-4252 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 036650-154 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 36650/154 |
| Instrument | 180417000560 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 30, 2021 |
| Property Address | 3B LOCUST LN, GLOUCESTER, MA 01930-4252 |
| Document Number | 0040533-27 |
| Book / Page | 40533 / 27 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 LOCUST LN, GLOUCESTER, MA 01930-4252 |
| Document Number | 0004053329 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 40533/29 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,366.00 (+3.66%) | $683,800 (+8.23%) Land $352,900 Building $330,900 | $703,063 (-7.69%) |
| 2025 | $6,141.00 (+2.42%) | $631,800 (+2.53%) Land $326,800 Building $305,000 | |
| 2024 | $5,996.00 (+3.88%) | $616,200 (+13.06%) Land $311,200 Building $305,000 | $761,615 |
| 2023 | $5,772.00 | $545,000 Land $277,900 Building $267,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 123 units insured incl. 48 condo units |
| Nearby Flood Claims | 94 (1978–2024) |
| Claims Outside the SFHA | 15 of 94 |
| Most Recent Claim | Feb 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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