Middlesex County and Monroe Township property record for 3A Spaulding Dr, Monroe Township, NJ 08831
| Property Type | Single Family Home |
|---|---|
| Details | 1,318 sqft · built 1991 |
| Lot Size | 0.032 acres (1,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $358,000 (Jun 2026) |
| Tax Bill | $3,253 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00027-3-00030-497-C003A |
| Primary APN | 12-00027-3-00030-497-C003A |
|---|---|
| Alternative APN |
|
| Building Area | 1,318 sqft Living Area |
|---|
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,389 sqft (0.032 acres) |
| Street Address | 3A SPAULDING DR |
|---|---|
| City | MONROE TOWNSHIP |
| State | NJ |
| Zip | 08831-5251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRC |
| Legal Subdivision | CONCORDIA CONDO SEC 19 |
| Legal Block | 27.3 |
| Legal Lot Number | 30.49 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 8205 |
Source: Middlesex County and Monroe Township records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3A SPAULDING DR, MONROE TOWNSHIP, NJ 08831-5251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 4, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Sep 24, 2013 · Amount on Record |
| Deed Document Number | 202635332 |
| Deed Book / Page | 20040 / 763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 31, 2026 |
| Property Address | 3A SPAULDING DR, MONROE TOWNSHIP, NJ 08831-5251 |
| Document Number | 0000049034 |
| Book / Page | 20090 / 1197 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202649034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3A SPAULDING DR, MONROE TOWNSHIP, NJ 08831-5251 |
| Document Number | 0000049034, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 20090/1197 |
| Instrument | 202649034 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 4, 2026 |
| Property Address | 3A SPAULDING DR, MONROE TOWNSHIP, NJ 08831-5251 |
| Document Number | 0000035332 |
| Book / Page | 20040 / 763 |
| Instrument Date | May 22, 2026 |
| Instrument | 202635332 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MAJESTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,158.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3A SPAULDING DR, MONROE TOWNSHIP, NJ 08831-5251 |
| Document Number | 0000035333, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202635333 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Middlesex County and Monroe Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Monroe Township |
| Unified School District | Monroe Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,900 (-) Land $35,000 Building $76,900 | $111,900 (-) Land $35,000 Building $76,900 | |
| 2025 | $3,253.00 (+3.4%) | $111,900 (-) Land $35,000 Building $76,900 | $111,900 (-) Land $35,000 Building $76,900 |
| 2024 | $3,146.00 (+5.43%) | ||
| 2023 | $111,900 Land $35,000 Building $76,900 | $111,900 Land $35,000 Building $76,900 | |
| 2022 | $2,984.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE TWP UTILITY DEPARTMENT serves 36,000 people · EPA ID NJ1213002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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