3A Saratoga Dr, Everett, WA 98206 Property Records

Snohomish County property record for 3A Saratoga Dr, Everett, WA 98206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,132 sqft · built 1990
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2017)
Tax Bill	$3,917 (2026)
Deeds & Mortgages	Jun 2022 Transfer Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4661-000-003-00`

Property Details

APN / Parcel Number

Primary APN	`4661-000-003-00`
Alternative APNs	`004661-000-003-00` `46610000030009` `1103038`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Sundeck
Deck Area	624 sqft
Patio Area	624 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1103038
Street Address	3 A SARATOGA DR
City	EVERETT
State	WA
Zip	98206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	HAT ISLAND DIV A BLK 000 D-00 - LOT 3
Legal Section	08
Legal Subdivision	HAT ISLAND DIV A
Legal Block	000 D
Legal Lot Number	3
Jurisdiction	SNOHOMISH WA
Township / Civil Division	SNOHOMISH
Census Block Group	2
Census Block	2174
Census Tract	52104

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3616 COLBY AVE, EVERETT, WA 98201-4773
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Intrafamily Transfer, Transfer
Dec 5, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2017 · Amount on File
Deed Sale	Dec 5, 2017 · Amount on File
Deed Document Number	2017511
Last Transfer Date	May 25, 2022
Transfer Doc	0000000507
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 23, 2022
Property Address	3A SARATOGA DR, EVERETT, WA 98206
Document Number	0000000507
Map Reference	VOL 21 PG 40&41
Instrument Date	May 25, 2022
Instrument	202206230507
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 COLBY AVE # 246, 246, EVERETT, WA 98201-4773

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Dec 5, 2017
Property Address	3A SARATOGA DR, EVERETT, WA 98201
Document Number	0000000511
Instrument Date	Nov 21, 2017
Instrument	201712050511
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,256.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14911 239TH DR SE MONROE WA 982727622, MONROE, WA 98272-7622

Mortgage

Document Number	512
Date	Dec 5, 2017
Instrument	201712050512

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,917.00 (+1.29%)	$509,800 (+1.47%) Land $192,500 Building $317,300	$509,800 (+1.47%) Land $192,500 Building $317,300
2023	$3,867.00 (+36.64%)	$502,400 (+56.22%) Land $190,000 Building $312,400	$502,400 (+56.22%) Land $190,000 Building $312,400
2022	$2,830.00	$321,600 Land $120,000 Building $201,600	$321,600 Land $120,000 Building $201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	41 (1986–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Nov 1990 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAT ISLAND COMMUNITY INC private · serves 348 people · EPA ID WA5331593
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL	25 / 3

May also be available: AT&T, T-Mobile, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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