39W469 Abilene Trl, Elgin, IL 60124 Property Records

Kane County property record for 39W469 Abilene Trl, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,038 sqft · built 1992
Lot Size	1.31 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2018)
Tax Bill	$7,716 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-35-455-006`

Property Details

APN / Parcel Number

Primary APN	`02-35-455-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	4,435 sqft
1st Floor Area	2,038 sqft
Basement Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	57,499 sqft
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	533 sqft
Patio Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39W469 ABILENE TRL
City	ELGIN
State	IL
Zip	60124-7961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDWOOD WEST UNIT NO. 5 - LOT 94
Legal Subdivision	WILDWOOD WEST
Legal Block	2
Legal Lot Number	94
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2161
Census Tract	850707

Owner

39W469 Abilene Trl is owned and occupied by two individuals who bought it in August 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39W469 ABILENE TRL, ELGIN, IL 60124-7961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Aug 27, 2018	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on File
Deed Sale	Aug 27, 2018 · Amount on File
Prior Sale	Oct 24, 2016 · Amount on File
Deed Document Number	201841933
Prior Transfer Date	Jun 4, 2016
Prior Transfer Doc	0000029110
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W469 ABILENE TRL, ELGIN, IL 60124-7961
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W469 ABILENE TRL, ELGIN, IL 60124-7961

Mortgage

Document Number	0000031351
Date	Sep 8, 2023
Instrument	2023K031351

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Apr 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W469 ABILENE TRL, ELGIN, IL 60124-7961
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W469 ABILENE TRL, ELGIN, IL 60124-7961

Mortgage

Document Number	0000044894
Date	Sep 8, 2022
Instrument	2022K044894

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W469 ABILENE TRL, ELGIN, IL 60124-7961
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030357
Date	Apr 19, 2021
Instrument	2021K030357

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W469 ABILENE TRL, ELGIN, IL 60124-7961
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023099
Date	Jun 5, 2019
Instrument	2019K023099

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 27, 2018
Property Address	39W469 ABILENE TRL, ELGIN, IL 60124-7961
Document Number	0000041933
Instrument Date	Aug 17, 2018
Instrument	2018K041933
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W 469 ABILENE TRIAL, ELGIN, IL 60124-7961

Mortgage

Document Number	0000041935
Date	Aug 27, 2018
Instrument	2018K041935

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 39W469 Abilene Trl was $7,716 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,716.00 Homeowner's exemption	$137,775 (+8.43%) Land $36,550 Building $101,225	$413,490 (+8.43%) Land $109,694 Building $303,797
2024		$127,063 Land $33,708 Building $93,355	$381,342 Land $101,164 Building $280,177
2022	$6,813.00 (+1.41%) Homeowner's exemption	$105,943 (+6.32%) Land $28,105 Building $77,838	$317,829 (+6.32%) Land $84,315 Building $233,514
2021	$6,718.00 Homeowner's exemption	$99,645 Land $26,434 Building $73,211	$298,935 Land $79,302 Building $219,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39W469 Abilene Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39W469 Abilene Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet.

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