Kane County property record for 39W089 Adobe Rdg, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,920 sqft · built 1985 |
| Lot Size | 1.41 acres (61,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jul 2026) |
| Tax Bill | $7,520 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-200-089 |
| Primary APN | 05-25-200-089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Basement Area | 1,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Tudor |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 61,855 sqft |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 39W089 ADOBE RDG |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CATATOGA 3 - LOT 91 |
| Legal Subdivision | CATATOGA |
| Legal Block | 1 |
| Legal Lot Number | 91 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 850711 |
39W089 Adobe Rdg is owned and occupied by two individuals who bought it in July 2026.
Source: Kane County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39W089 ADOBE RDG, ELGIN, IL 60124-8478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on File |
| Deed Sale | Jul 29, 2026 · Amount on File |
| Prior Sale | Jul 9, 2015 |
| Deed Document Number | 202632213 |
| Prior Transfer Date | Jan 5, 2016 |
| Prior Transfer Doc | 0000000820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 29, 2026 |
| Property Address | 39W089 ADOBE RDG, ELGIN, IL 60124-8478 |
| Document Number | 0000032213 |
| Instrument Date | Jun 7, 2026 |
| Instrument | 202632213 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39W089 ADOBE RDG, ELGIN, IL 60124-8478 |
| Document Number | 0000032214, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202632214 |
| Name | KEY MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 39W089 Adobe Rdg was $7,520 with exemptions applied, down 6% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,520.00 (-5.98%) Homeowner's exemption Disabled Person's exemption | $121,036 (+7.79%) Land $29,791 Building $91,245 | $363,253 (+7.79%) Land $89,409 Building $273,845 |
| 2024 | $7,998.00 | $112,289 Land $27,638 Building $84,651 | $337,002 Land $82,947 Building $254,055 |
| 2022 | $7,360.00 (+11.13%) Disabled Person's exemption | $93,089 (+7.35%) Land $23,138 Building $69,951 | $279,267 (+7.35%) Land $69,414 Building $209,853 |
| 2021 | $6,623.00 Disabled Person's exemption | $86,714 Land $22,353 Building $64,361 | $260,142 Land $67,059 Building $193,083 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 39W089 Adobe Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 39W089 Adobe Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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