39W692 Lori Ln, Elgin, IL 60124 Property Records

Kane County property record for 39W692 Lori Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 1977
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Apr 2020)
Tax Bill	$7,546 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-25-176-003`

Property Details

APN / Parcel Number

Primary APN	`05-25-176-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,561 sqft
Basement Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39W692 LORI LN
City	ELGIN
State	IL
Zip	60124-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OF TIMBER LANE SUBDIVISION UNIT 1
Legal Subdivision	TIMBER LANE SUB
Legal Block	1
Legal Lot Number	3
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1017
Census Tract	850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39W692 LORI LN, ELGIN, IL 60124-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
May 10, 2019	Deed of Trust, Mortgage · Line of Credit DUPAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	202019716
Prior Transfer Date	Aug 24, 2004
Prior Transfer Doc	0000156325
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 21, 2020
Property Address	39W692 LORI LN, ELGIN, IL 60124-8410
Document Number	0000019716
Instrument Date	Mar 17, 2020
Instrument	2020K019716
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W692 LORI LN, ELGIN, IL 60124-8410

Mortgage

Document Number	0000019717
Date	Apr 21, 2020
Instrument	2020K019717

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate	3.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W692 LORI LN, ELGIN, IL 60124-8410
Document Number	0000019140
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39W692 LORI LN ELGIN IL 601248410, ELGIN, IL 60124-8410

Mortgage

Document Number	0000019140
Date	May 13, 2019
Instrument	19140

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,546.00 (-0.26%) Homeowner's exemption
2024		$105,148 (+17.98%) Land $23,953 Building $81,195	$315,570 (+18.03%) Land $71,888 Building $243,682
2022	$7,566.00 (+1.52%) Homeowner's exemption	$89,122 (+3.92%) Land $19,577 Building $69,545	$267,366 (+3.92%) Land $58,731 Building $208,635
2021	$7,453.00 Homeowner's exemption	$85,758 Land $18,913 Building $66,845	$257,274 Land $56,739 Building $200,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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