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39W446 W Haladay Ln, Geneva, IL 60134 Property Records

Kane County property record for 39W446 W Haladay Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,237 sqft · built 2002
Lot Size0.202 acres (8,808 sqft)
Owner2 Individual Names on File
Last Sale$362,500 (Aug 2020)
Tax Bill$11,775 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-13-451-010

Property Details

APN / Parcel Number

Primary APN11-13-451-010

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,237 sqft Living Area
Gross Area2,484 sqft
Basement Area1,127 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialMetal
Lot Area8,808 sqft (0.202 acres)
Garage Area473 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area144 sqft
Patio Area247 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address39W446 W HALADAY LN
CityGENEVA
StateIL
Zip60134-4850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK NEIGHBORHOOD R PHASE 2 LOT # 10
Legal SubdivisionMILL CREEK
Legal Phase2
Legal Block1
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group1
Census Block1002
Census Tract854505

Owner

39W446 W Haladay Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Kane County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address39W446 W HALADAY LN, GENEVA, IL 60134-4850
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2020 · Amount on File
Deed SaleAug 28, 2020 · Amount on File
Prior SaleOct 23, 2002 · Amount on File
Deed Document Number202048935
Prior Transfer DateSep 23, 2002
Prior Transfer Doc0000071233
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 28, 2020
Property Address39W446 W HALADAY LN, GENEVA, IL 60134-4850
Document Number0000048935
Map ReferenceDOC 2001K004367
Instrument DateAug 21, 2020
Instrument2020K048935
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$362.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address39W446 W HAIADAY LN, GENEVA, IL 60134-4850

Mortgage

Document Number0000048936
DateAug 28, 2020
Instrument2020K048936
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 39W446 W Haladay Ln was $11,775 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,775.00 Homeowner's exemption$157,316 (+8.89%) Land $39,793 Building $117,523$472,137 (+8.89%) Land $119,427 Building $352,710
2024$144,472 Land $36,544 Building $107,928$433,589 Land $109,676 Building $323,914
2022$10,501.00 (+3.48%) Homeowner's exemption$121,338 (+4.48%) Land $30,270 Building $91,068$364,014 (+4.48%) Land $90,810 Building $273,204
2021$10,148.00 Homeowner's exemption$116,135 Land $28,972 Building $87,163$348,405 Land $86,916 Building $261,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39W446 W Haladay Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39W446 W Haladay Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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