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39W401 Baert Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 39W401 Baert Ln, Saint Charles, IL 60175 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage3,436 sqft Living Area
Lot Size40,075 sqft (0.92 acres)
GarageAttached, 866 sqft
OccupancyOwner Occupied
Tax Bill$13,610.00 (2025)

Owner

Source: Kane County records · APN 08-25-204-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address39W401 BAERT LN, SAINT CHARLES, IL 60175-7734
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK
May 11, 2021Transfer on Death Deed, Transfer
May 09, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 04, 2021
Transfer Doc0000036704
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateJul 29, 2026
Property Address39W401 BAERT LN, SAINT CHARLES, IL 60175-7734
Document Number0000032297
Instrument DateJul 21, 2026
Instrument202632297
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address39W401 BAERT LN, SAINT CHARLES, IL 60175-7734

Mortgage

Document Number0000032297,
DateJul 29, 2026
Instrument202632297
Lender
NameBMO HARRIS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.74%
Max Rate-1%

May 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateMay 11, 2021
Property Address39W401 BAERT LN, ST CHARLES, IL 60175-7734
Document Number0000036704
Instrument DateMay 04, 2021
Instrument2021K036704
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address39W401 BAERT LN, 39W401, SAINT CHARLES, IL 60175-7734

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address718 E LAKESIDE PLACE #411 # 411, 411, CHICAGO, IL 60640

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address39W401 BAERT LN, ST CHARLES, IL 60175-7734
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023546
DateMay 09, 2017
Instrument2017K023546
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 05, 2047
Interest
Rate TypeAdjustable Rate
Rate3.49%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,610.00 (+13.77%) Homeowner's exemption Senior Citizen's exemption$243,779 (+8.43%) Land $32,563 Building $211,216$731,630 (+8.43%) Land $97,728 Building $633,902
2024$224,826 (+22.76%) Land $30,031 Building $194,795$674,748 (+22.8%) Land $90,129 Building $584,619
2022$11,963.00 (+6.59%) Homeowner's exemption$183,149 (+10.29%) Land $24,464 Building $158,685$549,447 (+10.29%) Land $73,392 Building $476,055
2021$11,223.00 Homeowner's exemption$166,059 Land $23,099 Building $142,960$498,177 Land $69,297 Building $428,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN08-25-204-004

Interior

Full Baths3 Baths
Building Area3,436 sqft Living Area
Gross Area5,869 sqft Gross Area
Basement Area1,567 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Lot Area40,075 sqft (0.92 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area866 sqft Garage
Deck Area610 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address39W401 BAERT LN
CitySAINT CHARLES
StateIL
Zip60175-7734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionARBOR CREEK 5
Legal Block3
Legal Lot Number125
JurisdictionKANE IL
Minor Civil DivisionCAMPTON
Census Blockgroup3
Census Block3008
Census Tract852407

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