39W320 Sheldon Ln, Geneva, IL 60134 Property Records

Kane County property record for 39W320 Sheldon Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,851 sqft · built 2002
Lot Size	0.283 acres (12,331 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2019)
Tax Bill	$14,210 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-13-202-020`

Property Details

APN / Parcel Number

Primary APN	`11-13-202-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,851 sqft Living Area
Gross Area	3,448 sqft
Basement Area	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Combination
Lot Area	12,331 sqft (0.283 acres)
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Patio Area	597 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39W320 SHELDON LN
City	GENEVA
State	IL
Zip	60134-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	51 NEIGHBORHOOD L
Legal Subdivision	MILL CRK NBRHD L PH
Legal Block	4
Legal Lot Number	51
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	4
Census Block	4020
Census Tract	854505

Owner

39W320 Sheldon Ln is owned and occupied by two individuals who bought it in September 2019.

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39W320 SHELDON LN, GENEVA, IL 60134-6045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jun 1, 2018	Warranty Deed, Transfer · Line of Credit TOWNSTONE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	201945509
Prior Transfer Date	Dec 5, 2013
Prior Transfer Doc	0000087357
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W320 SHELDON LN, GENEVA, IL 60134-6045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019917
Date	Apr 22, 2020
Instrument	2020K019917

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 27, 2019
Property Address	39W320 SHELDON LN, GENEVA, IL 60134-6045
Document Number	0000045509
Instrument Date	Sep 20, 2019
Instrument	2019K045509
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39W320 SHELDON LN, GENEVA, IL 60134-6045

Mortgage

Document Number	0000045510
Date	Sep 27, 2019
Instrument	2019K045510

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 1, 2018
Property Address	39W320 SHELDON LN, GENEVA, IL 60134-6045
Document Number	0000025394
Instrument Date	May 22, 2018
Instrument	2018K025394
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39W320 SHELDON LN, GENEVA, IL 60134-6045

Mortgage

Document Number	0000025395
Date	Jun 1, 2018
Instrument	2018K025395

Lender

Name	TOWNSTONE FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 39W320 Sheldon Ln was $14,210 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,210.00 Homeowner's exemption	$188,186 (+8.89%) Land $38,807 Building $149,379	$564,784 (+8.89%) Land $116,468 Building $448,316
2024		$172,822 Land $35,639 Building $137,183	$518,673 Land $106,960 Building $411,714
2022	$13,365.00 (+3.43%) Homeowner's exemption	$152,792 (+4.48%) Land $29,520 Building $123,272	$458,376 (+4.48%) Land $88,560 Building $369,816
2021	$12,922.00 Homeowner's exemption	$146,240 Land $28,254 Building $117,986	$438,720 Land $84,762 Building $353,958

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39W320 Sheldon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39W320 Sheldon Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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