Kane County property record for 39W287 Warner Ln, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,029 sqft |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Sep 2000) |
| Tax Bill | $14,315 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-13-204-003 |
| Primary APN | 11-13-204-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 3,029 sqft Living Area |
| Basement Area | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Combination |
|---|---|
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 39W287 WARNER LN |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-6039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 |
| Legal Subdivision | MILL CREEK NBRHD L PH I |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 854505 |
Source: Kane County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39W287 WARNER LN, GENEVA, IL 60134-6039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Oct 19, 2023 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 8, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2000 · Amount on Record |
| Deed Sale | Sep 15, 2000 · Amount on Record |
| Prior Sale | Sep 15, 2000 · Amount on Record |
| Deed Document Number | 200073743 |
| Last Transfer Date | Oct 18, 2023 |
| Transfer Doc | 0000036758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 27, 2026 |
| Property Address | 39W287 WARNER LN, GENEVA, IL 60134-6039 |
| Document Number | 0000037179 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202637179 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Address | 39W287 WARNER LN, GENEVA, IL 60134-6039 |
| Document Number | 0000037179, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202637179 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Rate | 7.12% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 19, 2023 |
| Property Address | 39W287 WARNER LN, GENEVA, IL 60134-6039 |
| Document Number | 0000036758 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023K036758 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39W287 WARNER LN, GENEVA, IL 60134-6039 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39W287 WARNER LN, GENEVA, IL 60134-6039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010682 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 2018K010682 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Sep 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.24% |
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,315.00 (+6.08%) | $189,523 (+8.89%) Land $32,865 Building $156,658 | $568,797 (+8.89%) Land $98,634 Building $470,162 |
| 2024 | $174,050 (+12.87%) Land $30,182 Building $143,868 | $522,359 (+12.91%) Land $90,582 Building $431,777 | |
| 2022 | $13,494.00 (+4.63%) Homeowner's exemption | $154,209 (+5.65%) Land $25,000 Building $129,209 | $462,627 (+5.65%) Land $75,000 Building $387,627 |
| 2021 | $12,897.00 Homeowner's exemption | $145,963 Land $23,928 Building $122,035 | $437,889 Land $71,784 Building $366,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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