39W032 Johnson Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 39W032 Johnson Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,518 sqft · built 1993
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Jun 2023)
Tax Bill	$12,715 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-24-478-008`

Property Details

APN / Parcel Number

Primary APN	`08-24-478-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,518 sqft Living Area
Gross Area	4,539 sqft
Basement Area	1,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	39W032 JOHNSON RD
City	SAINT CHARLES
State	IL
Zip	60175-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 8 IN UNIT NO 1 ARBOR CREEK IN CAMPTON TWP ALSO CONSISTS OF 09-19-354-004
Legal Subdivision	ARBOR CREEK 1
Legal Block	3
Legal Lot Number	8
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	3
Census Block	3003
Census Tract	852407

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2960 LANGSTON CIR, SAINT CHARLES, IL 60175-6564
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 14, 2017	Deed, Transfer · Conventional Mortgage CIBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	202319407
Prior Transfer Date	Aug 26, 2004
Prior Transfer Doc	0000117008
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 14, 2023
Property Address	39W032 JOHNSON RD, ST CHARLES, IL 60175-7712
Document Number	0000019407
Instrument Date	Jun 7, 2023
Instrument	2023K019407
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39W032 JOHNSON RD, SAINT CHARLES, IL 60175-7712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2960 LANGSTON CIR, SAINT CHARLES, IL 60175-6564

Mortgage

Document Number	0000019408
Date	Jun 14, 2023
Instrument	2023K019408

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Dec 14, 2017
Property Address	39W032 JOHNSON RD, ST CHARLES, IL 60175-7712
Document Number	0000065165
Instrument Date	Jul 6, 2017
Instrument	2017K065165
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	763 DUNMORE LN, BARTLETT, IL 60103-4777

Mortgage

Document Number	0000065166
Date	Dec 14, 2017
Instrument	2017K065166

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,715.00 (+19.61%)
2024		$195,286 (+32.19%) Land $25,761 Building $169,525	$586,092 (+32.25%) Land $77,314 Building $508,779
2022	$10,630.00 (+6.43%) Homeowner's exemption	$147,728 (+5.91%) Land $20,986 Building $126,742	$443,184 (+5.91%) Land $62,958 Building $380,226
2021	$9,988.00 Homeowner's exemption	$139,485 Land $19,815 Building $119,670	$418,455 Land $59,445 Building $359,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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