3999 Thunder Heights Ln, Middleburg, FL 32068 Property Records

Clay County property record for 3999 Thunder Heights Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,524 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Oct 2018)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-06-24-006798-009-00`

Property Details

APN / Parcel Number

Primary APN	`01-06-24-006798-009-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,524 sqft Heated Area
Gross Area	2,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Porch
Porch Area	648 sqft
Fence	Fence
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3999 THUNDER HEIGHTS LN
City	MIDDLEBURG
State	FL
Zip	32068-7362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 S1T6R24 AS REC O R 4128 PG 162
Legal Range	24
Legal Township	06
Legal Section	01
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1040
Census Tract	31201

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3999 THUNDER HEIGHTS LN, MIDDLEBURG, FL 32068-7362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 1, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Apr 25, 2013 · Amount on Record
Deed Document Number	2018051503
Deed Book / Page	4128 / 0162
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3999 THUNDER HEIGHTS LN, MIDDLEBURG, FL 32068-7362
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3999 THUNDER HEIGHTS LN, MIDDLEBURG, FL 32068-7362

Mortgage

Document Number	0044650823
Date	Jun 4, 2021
Book Page	4465/823
Instrument	2021034806

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Oct 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 1, 2018
Property Address	3999 THUNDER HEIGHTS LN, MIDDLEBURG, FL 32068-7362
Document Number	0041280162
Book / Page	4128 / 0162
Instrument Date	Sep 28, 2018
Instrument	2018051503
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3244 GINNY LAKE DR, 3244, MIDDLEBURG, FL 32068-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3999 THUNDER HEIGHTS LN, MIDDLEBURG, FL 32068-7362

Mortgage

Document Number	2018051504
Date	Oct 1, 2018
Instrument	2018051504

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (-10.87%) Homeowner's exemption	$147,703 (+5.99%)	$226,940 (+0.46%) Land $45,000 Building $181,940
2023	$1,840.00 (+10.31%) Homeowner's exemption	$139,361 (+3%)	$225,903 (+26.9%) Land $45,000 Building $180,903
2022	$1,668.00 Homeowner's exemption	$135,302	$178,012 Land $30,000 Building $148,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Xfinity.

Nearby Properties on Thunder Heights Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures