3996 Pala Rd, Oceanside, CA 92057 Property Records

San Diego County property record for 3996 Pala Rd, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,704 sqft · built 1978
Lot Size0.197 acres (8,600 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Sep 1997)
Tax Bill$818 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN158-181-50-00

Property Details

APN / Parcel Number

Primary APN158-181-50-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,704 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,600 sqft (0.197 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3996 PALA RD
CityOCEANSIDE
StateCA
Zip92057-6414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 123 TR 007464
Legal SubdivisionOLD MISSION VILLAGE
Legal Tract007464
Legal Block2
Legal Lot Number123
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18521

Owner

Source: San Diego County records · APN 158-181-50-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3996 PALA RD, OCEANSIDE, CA 92057-6414
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 1997 · Amount on Record
Deed SaleSep 03, 1997 · Amount on Record
Prior SaleOct 23, 1995
Deed Document Number1997427498
Prior Transfer DateMay 06, 1994
Prior Transfer Doc0000397826
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3996 PALA RD, OCEANSIDE, CA 92057-6414
Document Number0000160519
Instrument DateApr 01, 2019
Transaction TypeMortgage
Record UpdatedMay 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3996 PALA RD OCEANSIDE CA 920576414, OCEANSIDE, CA 92057-6414

Mortgage

Document Number0000160519
DateMay 01, 2019
Instrument160519
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 30, 2029

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$248,667 (+2%) Land $97,705 Building $150,962
2025$818.00 (-4.77%) Veteran's exemption$243,792 (+4.04%) Land $95,790 Building $148,002
2023$859.00 (-8.03%)$234,326 Land $92,071 Building $142,255
2022$934.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, San Diego Broadband, T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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