39959 Michelle St, Fremont, CA 94538 Property Records

Alameda County property record for 39959 Michelle St, Fremont, CA 94538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,246 sqft · built 1958
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$1,303,000 (Jan 2024)
Tax Bill	$16,379 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`525-835-29`

Property Details

APN / Parcel Number

Primary APN	`525-835-29`
Alternative APN	`525-0835-029-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39959 MICHELLE ST
City	FREMONT
State	CA
Zip	94538-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00026 BLK: 0001 TR: 1912
Legal Subdivision	TRACT 1912
Legal Tract	1912
Legal Block	1
Legal Lot Number	26
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2015
Census Tract	441921

Owner

39959 Michelle St is owned and occupied by an individual who bought it in January 2024.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	39959 MICHELLE ST, FREMONT, CA 94538-2915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 24, 2024	Grant Deed, Transfer · Conventional Mortgage US BANK NA
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALCULATED RISK ANALYSTICS LLC
Jun 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AGOURA HILLS FINANCIAL INC AGOURA HILLS FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Document Number	202412610
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	0000351805
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	39959 MICHELLE ST, FREMONT, CA 94538-2915
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39959 MICHELLE ST, FREMONT, CA 94538-2915

Mortgage

Document Number	0000138245
Date	Nov 3, 2025
Instrument	2025138245

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 24, 2024
Property Address	39959 MICHELLE ST, FREMONT, CA 94538-2915
Document Number	0000012610
Map Reference	MB 38 PG 97
Instrument Date	Jan 17, 2024
Instrument	2024012610
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39959 MICHELLE ST, FREMONT, CA 94538-2915

Mortgage

Document Number	0000012611
Date	Jan 24, 2024
Instrument	2024012611

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	1-Year T-Bill
Max Rate	11.2%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	39959 MICHELLE ST, FREMONT, CA 94538-2915
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40224 BLANCHARD ST, FREMONT, CA 94538-2806

Mortgage

Document Number	0000200897
Date	May 28, 2021
Instrument	2021200897

Lender

Name	CALCULATED RISK ANALYSTICS LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	39959 MICHELLE ST, FREMONT, CA 94538-2915
Document Number	0000159026
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	39959 MICHELLE ST FREMONT CA 945382915, FREMONT, CA 94538-2915

Mortgage

Document Number	0000159026
Date	Jul 8, 2020
Instrument	159026

Lender

Name	AGOURA HILLS FINANCIAL INC AGOURA HILLS FINANCIAL INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 39959 Michelle St was $16,379.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,355,640 (+2%) Land $406,692 Building $948,948
2025	$16,379.00	$1,329,060 Land $398,718 Building $930,342
2023	$9,601.00	$782,799 Land $222,123 Building $560,676	$989,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39959 Michelle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39959 Michelle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	800 / 800
Sail Internet Fixed Wireless · DSL in parts of the area	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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