Lorain County property record for 39957 Hope Ct, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,664 sqft Living Area |
| Lot Size | 9,874 sqft (0.228 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $179,500 (2004) |
| Tax Bill | $3,820.00 (2025) |
| Primary APN | 10-00-004-125-068 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,264 sqft Gross Area |
| 1st Floor | 1,032 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,874 sqft (0.228 acres) |
| Depth X Width | 141 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Patio Area | 128 sqft Patio |
| Porch Area | 204 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 39957 HOPE CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8196 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOPE COURT SUB 70.00 X 141.05 |
| Legal Subdivision | HOPE COURT SUB |
| Legal Block | 125 |
| Legal Lot Number | 8 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-004-125-068
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit OHIO EDUCATIONAL CREDIT UNION |
| Apr 08, 2024 | Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC |
| Apr 07, 2023 | Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC |
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MR COOPER |
| Jan 09, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 09, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2004 · Amount on Record |
| Deed Sale | Sep 20, 2004 · Amount on Record |
| Prior Sale | May 27, 2004 · Amount on Record |
| Deed Doc Number | 200428848 |
| Last Transfer Date | Jan 07, 2019 |
| Transfer Doc | 20190700551 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 27, 2026 |
| Property Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Document Number | 0000097310 |
| Instrument Date | May 22, 2026 |
| Instrument | 202697310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Document Number | 0000097310, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202697310 |
| Name | OHIO EDUCATIONAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009158 |
|---|---|
| Date | Apr 08, 2024 |
| Instrument | 2024-0009158 |
| Name | THE OHIO EDUCATIONAL CU INC |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 07, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000911887 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 2023-0911887 |
| Name | THE OHIO EDUCATIONAL CU INC |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 06, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000872649 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 2022-0872649 |
| Name | THE OHIO EDUCATIONAL CU INC |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Document Number | 0000777526 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39957 HOPE CT ELYRIA OH 440358196, ELYRIA, OH 44035-8196 |
| Document Number | 0000777526 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 777526 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 07, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Document Number | 0000724647 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39957 HOPE CT ELYRIA OH 440358196, ELYRIA, OH 44035-8196 |
| Document Number | 0000724647 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 724647 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 09, 2019 |
| Property Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Document Number | 0000700551 |
| Instrument Date | Jan 07, 2019 |
| Instrument | 700551 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39957 HOPE CT ELYRIA OH 440358196, ELYRIA, OH 44035-8196 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39957 HOPE CT, ELYRIA, OH 44035-8196 |
| Document Number | 0000634057 |
| Instrument Date | Jun 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 39957 HOPE CT ELYRIA OH 440358196, ELYRIA, OH 44035-8196 |
| Document Number | 0000634057 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 634057 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2047 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,820.00 (-3.88%) Homeowner's exemption | $87,930 (+0.01%) Land $19,780 Building $68,150 | $251,200 (-) Land $56,500 Building $194,700 |
| 2024 | $3,974.00 (+15.32%) | $87,920 (+27.71%) Land $19,775 Building $68,145 | $251,200 (+27.71%) Land $56,500 Building $194,700 |
| 2023 | $3,446.00 (+1.86%) | $68,845 (-0.01%) Land $19,180 Building $49,665 | $196,700 (-) Land $54,800 Building $141,900 |
| 2022 | $3,383.00 | $68,850 Land $19,180 Building $49,670 | |
| 2021 | $196,700 Land $54,800 Building $141,900 |
39957 Hope Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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