3995 Flaherty Pl, Waldorf, MD 20601 Property Records

Charles County property record for 3995 Flaherty Pl, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,604 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$175,900 (Dec 1999)
Tax Bill	$11,335 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-064482`

Property Details

APN / Parcel Number

Primary APN	`08-064482`
Alternative APNs	`8064482` `064482`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,604 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	784 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	064482
Street Address	3995 FLAHERTY PL
City	WALDORF
State	MD
Zip	20601-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 2 = 3.00 AC MAGUIRE SUB
Legal Subdivision	MAGUIRE SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1007
Census Tract	851403

Owner

3995 Flaherty Pl is owned and occupied by two individuals who acquired it in June 2016.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3995 FLAHERTY PL, WALDORF, MD 20601-5507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 1999 · Amount on File
Deed Sale	Dec 7, 1999 · Amount on File
Deed Document Number	199938699
Deed Book / Page	2912 / 198
Last Transfer Date	Jun 25, 2016
Transfer Doc	0094310453
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3995 FLAHERTY PL, WALDORF, MD 20601-5507
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122690239
Date	Dec 9, 2021
Book Page	12269/239

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3995 FLAHERTY PL, WALDORF, MD 20601-5507
Document Number	0103540199
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3995 FLAHERTY PL WALDORF MD 206015507, WALDORF, MD 20601-5507

Mortgage

Document Number	0103540199
Date	Aug 8, 2018
Book Page	010354/000199

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 7, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 3995 Flaherty Pl was $11,335 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,500 (+5.76%) Land $150,000 Building $238,500	$388,500 (-) Land $150,000 Building $238,500
2025	$11,335.00 Homeowner's exemption	$367,333	$388,500 Land $150,000 Building $238,500
2023	$4,664.00 Homeowner's exemption	$325,000 Land $150,000 Building $175,000	$325,000 Land $150,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3995 Flaherty Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3995 Flaherty Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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