3994 Warbler Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 3994 Warbler Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 2004
Lot Size	0.143 acres (6,225 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Mar 2019)
Tax Bill	$673 (2024)
Deeds & Mortgages	Jan 2026 Second Mortgage May 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356728-000140`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356728-000140`
Alternative APNs	`022925356728000140` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	6,225 sqft (0.143 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	52 sqft
Patio Area	180 sqft

Location & Zoning

Street Address	3994 WARBLER DR
City	WINTER HAVEN
State	FL
Zip	33880-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUEENS COVE PHASE IV PLAT BOOK 127 PGS 1 & 2 LOT 14
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	QUEENS COVE PHASE IV
Legal Phase	IV
Legal Tract	356728
Legal Block	2
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2015
Census Tract	14704

Owner

3994 Warbler Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3994 WARBLER DR, WINTER HAVEN, FL 33880-5033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage NFM INC
Dec 3, 2019	Deed of Trust, Mortgage · VA Mortgage NFM LNDG
Mar 19, 2019	Warranty Deed, Transfer · VA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019 · Amount on File
Deed Sale	Mar 19, 2019 · Amount on File
Prior Sale	Jul 24, 2007 · Amount on File
Deed Document Number	201954720
Deed Book / Page	10782 / 661
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3994 WARBLER DR, WINTER HAVEN, FL 33880-5033
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 WARBLER DR, WINTER HAVEN, FL 33880-5033

Mortgage

Document Number	0000003539
Date	Jan 7, 2026
Book Page	13835/1313
Instrument	2026003539

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3994 WARBLER DR, WINTER HAVEN, FL 33880-5033
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 WARBLER DR, WAHNETA, FL 33880-5033

Mortgage

Document Number	0000106443
Date	May 7, 2024
Book Page	13108/295
Instrument	2024106443

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3994 WARBLER DR, WINTER HAVEN, FL 33880-5033
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 WARBLER DR, WINTER HAVEN, FL 33880-5033

Mortgage

Document Number	0000028531
Date	Feb 3, 2021
Book Page	11565/1967
Instrument	2021028531

Lender

Name	NFM INC
Type	Mortgage Company
Address	GLEN BURNIE, MD 21060

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3994 WARBLER DR, WINTER HAVEN, FL 33880-5033
Document Number	0110812187
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3894 WARBLER DR WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880

Mortgage

Document Number	0110812187
Date	Dec 20, 2019
Book Page	011081/002187
Instrument	270344

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 19, 2019
Property Address	3994 WARBLER DR, WINTER HAVEN, FL 33880-5033
Document Number	0107820661
Book / Page	010782 / 000661
Instrument Date	Mar 14, 2019
Instrument	54720
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3994 WARBLER DR WINTER HAVEN FL 338805033, WINTER HAVEN, FL 33880-5033

Mortgage

Document Number	107820662
Date	Mar 19, 2019
Book Page	010782/000662
Instrument	54721

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,516 (+2.7%)	$184,301 (-5.59%) Land $36,000 Building $148,301
2025		$147,533	$195,210 Land $36,000 Building $159,210
2024	$673.00 (-62.23%)
2023	$1,782.00 (+5.01%) Homeowner's exemption	$139,199 (+3%)	$203,699 (+17.39%) Land $35,000 Building $168,699
2022	$1,697.00 Homeowner's exemption	$135,145	$173,528 Land $29,000 Building $144,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3994 Warbler Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3994 Warbler Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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