3994 SW Bison Rd, Polo, MO 64671 Property Records

Caldwell County property record for 3994 SW Bison Rd, Polo, MO 64671

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 1,790 sqft · built 2023
Lot Size	33 acres (1,437,480 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-3-5-5.00`

Property Details

APN / Parcel Number

Primary APN	`11-3-5-5.00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Living Area
Basement Area	1,790 sqft
Finished Basement	30 sqft
Unfinished Basement	1,790 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	1,437,480 sqft (33 acres)
Porch	Slab
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3994 SW BISON RD
City	POLO
State	MO
Zip	64671-8710
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	05-55-28 W 1/2 SW SE/SE SW EXCEPT A TRACT BEG NW COR OF SE SW, TH., E TO NE COR W 1/2 SW SE, S 573', NWRLY 850' (S) TO A POIN
Legal Range	28
Legal Township	55
Legal Section	05
Jurisdiction	CALDWELL MO
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2158
Census Tract	950201

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3994 SW BISON RD, POLO, MO 64671-8710
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 25, 2022	Deed of Trust, Mortgage · Construction Mortgage THE HAMILTON BANK
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTMENT SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 30, 2021
Transfer Doc	0000062522
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	3994 SW BISON RD, POLO, MO 64671-8710
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 SWBISON RD, POLO, MO 64671

Mortgage

Document Number	02025/1280
Date	Oct 1, 2025
Book Page	2025/1280
Instrument	69257

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	3994 SW BISON RD, POLO, MO 64671-8710
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 SW LONGHORN DR, POLO, MO 64671-8707

Mortgage

Document Number	00100/5162
Date	Mar 25, 2022
Book Page	100/5162
Instrument	63039

Lender

Name	THE HAMILTON BANK
Type	Bank
Address	HAMILTON, MO 64644

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	3994 SW BISON RD, POLO, MO 64671-8710
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 SW BISON RD, POLO, MO 64671-8710

Mortgage

Document Number	00100/5541
Date	May 12, 2023
Book Page	100/5541
Instrument	65111

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company
Address	SHAWNEE, KS 66226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Grant Township
Unified School District	Polo R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,418.00 (+9.86%)	$39,170 (+1,308.99%) Land $2,780 Building $36,390	$208,840 (+1,105.77%) Land $17,320 Building $191,520
2024	$2,201.00
2023		$2,780 Land $2,780	$17,320 Land $17,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAY COUNTY PWSD 3 serves 1,970 people · EPA ID MO1024512
Water Source	Purchased groundwater from RAY COUNTY CONS PWSD 2
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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