Okaloosa County property record for 3994 Indian Trl, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,035 sqft · built 2017 |
| Lot Size | 0.458 acres (19,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Aug 2017) |
| Tax Bill | $8,402 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-8568-0 |
| Primary APN | C56-000-589-8568-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,035 sqft Heated Area |
| Gross Area | 4,641 sqft |
| 1st Floor Area | 3,035 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 19,988 sqft (0.458 acres) |
| Garage Type | Finished |
| Garage Area | 981 sqft |
| Porch | Open Porch |
| Porch Area | 234 sqft |
| Patio Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3994 INDIAN TRL |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN TRAIL S/D LOT 11 BLK A |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN TRAIL S/D |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3994 INDIAN TRL, DESTIN, FL 32541-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on Record |
| Deed Sale | Aug 16, 2017 · Amount on Record |
| Prior Sale | Feb 10, 2016 · Amount on Record |
| Deed Document Number | 3154282 |
| Deed Book / Page | 3313 / 2923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 16, 2017 |
| Property Address | 3994 INDIAN TRL, DESTIN, FL 32541-4318 |
| Document Number | 0033132923 |
| Book / Page | 3313 / 2923 |
| Map Reference | MB15 PG8 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 3154282 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 PARTIN DR N, 127, NICEVILLE, FL 32578-2055 |
| Name | Verified Name |
|---|---|
| Address | 3994 INDIAN TRL, DESTIN, FL 32541-4318 |
| Document Number | 0003154283 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 3154283 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Jun 23, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,402.00 (+5.35%) Homeowner's exemption | $748,468 (+5.99%) | $1,107,802 (+5.09%) Land $255,065 Building $852,737 |
| 2023 | $7,975.00 (+3.56%) Homeowner's exemption | $706,188 (+4.23%) | $1,054,178 (+18.74%) Land $231,435 Building $822,743 |
| 2022 | $7,701.00 Homeowner's exemption | $677,546 | $887,790 Land $210,396 Building $677,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
5G (outdoors only) and 4G LTE
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