3993 Sunfish Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 3993 Sunfish Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1992
Lot Size	0.534 acres (23,261 sqft)
Owner	Trust Name on File
Last Sale	$369,900 (Jul 2018)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-260-009-00`

Property Details

APN / Parcel Number

Primary APN	`008-260-009-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,112 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	23,261 sqft (0.534 acres)
Lot Dimensions	125 ft deep x 186 ft wide
Garage Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3993 SUNFISH DR
City	LAPEER
State	MI
Zip	48446-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T7N R9E LAKESHORE PARK LOTS 8 & 9 & UNDIV 2/46 INT IN OUTLOTS A & B.
Legal Subdivision	LAKESHORE PARK
Legal Lot Number	8-9
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

3993 Sunfish Dr is owner-occupied and held in a trust since August 2018.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Trust Name on File
Mailing Address	3993 SUNFISH DR, LAPEER, MI 48446-9677
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Aug 27, 2018	Quit Claim Deed, Transfer PROGRESSIVE TITLE AGENCY INC
Jul 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	2018297200209
Deed Book / Page	2972 / 209
Last Transfer Date	Aug 21, 2018
Transfer Doc	0029800821
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3993 SUNFISH DR, LAPEER, MI 48446-9677
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3993 SUNFISH DR, LAPEER, MI 48446-9677

Mortgage

Document Number	0031400533
Date	Oct 26, 2020
Book Page	3140/533

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Nov 1, 2034

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3993 SUNFISH DR, LAPEER, MI 48446-9677
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3993 SUNFISH DR, LAPEER, MI 48446-9677

Mortgage

Document Number	0032180831
Date	Jul 9, 2021
Book Page	3218/831

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3993 SUNFISH DR, LAPEER, MI 48446-9677
Document Number	0030700871
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3993 SUNFISH DR LAPEER MI 484469677, LAPEER, MI 48446-9677

Mortgage

Document Number	0030700871
Date	Jan 2, 2020
Book Page	003070/000871

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 27, 2018
Property Address	3993 SUNFISH DR, LAPEER, MI 48446-9677
Document Number	0029800821
Book / Page	002980 / 000821
Instrument Date	Aug 21, 2018
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	PROGRESSIVE TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3993 SUNFISH DR LAPEER MI 484469677, LAPEER, MI 48446-9677

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 17, 2018
Property Address	3993 SUNFISH DR, LAPEER, MI 48446-9677
Document Number	0029720209
Book / Page	2972 / 209
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51920 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-2731

Tax Assessment & Valuation

The 2025 property tax bill for 3993 Sunfish Dr was $4,376 with a homeowner's exemption, up 2.1% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,800 (+10.32%)	$489,600 (+10.32%)
2025	$4,376.00 (+2.12%) Homeowner's exemption	$221,900	$443,800
2024	$4,285.00
2023		$201,800	$403,600
2022	$3,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3993 Sunfish Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3993 Sunfish Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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