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3993 Pemberly Pines Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3993 Pemberly Pines Cir, Saint Cloud, FL 34769

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,768 sqft · built 2005
Lot Size0.028 acres (1,263 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jun 2023)
Tax Bill$3,546 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN129456

Property Details

APN / Parcel Number

Primary APN129456
Alternative APN
  • 042630073100010370

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,768 sqft Heated Area
Gross Area2,181 sqft
1st Floor Area880 sqft
Upper Floors Area888 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,263 sqft (0.028 acres)
Garage TypeFinished
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area14 sqft
Patio Area33 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number129456
Street Address3993 PEMBERLY PINES CIR
CitySAINT CLOUD
StateFL
Zip34769-1543
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSR3
Legal DescriptionPEMBERLY PINES PB 17 PGS 77-79 LOT 37
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPEMBERLY PINES
Legal Tract731
Legal Block1
Legal Lot Number37
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1012
Census Tract43203

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3993 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2023 · Amount on Record
Deed SaleJun 2, 2023 · Amount on Record
Prior SaleApr 18, 2011 · Amount on Record
Deed Document Number2023070888
Deed Book / Page6417 / 2860
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 2, 2023
Property Address3993 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543
Document Number0064172860
Book / Page6417 / 2860
Map ReferenceMB 17 PG 77-79
Instrument DateMay 26, 2023
Instrument2023070888
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyA-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 452277, KISSIMMEE, FL 34745-2277

Transferred To (Grantee/Buyer)

NameVerified Name
Address3993 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1543

Mortgage

Document Number0064172862
DateJun 2, 2023
Instrument6417/2862
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,546.00 (+11.79%) Homeowner's exemption$240,991 (-2.35%)$244,800 (-0.81%) Land $35,000 Building $209,800
2023$3,172.00 (+14.31%)$246,800 (+20.92%) Land $14,900 Building $231,900$246,800 (+20.92%) Land $14,900 Building $231,900
2022$2,775.00$204,100 Land $14,900 Building $189,200$204,100 Land $14,900 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T, Verizon.

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