3993 Birch Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 3993 Birch Rd, Gilbert, MN 55741

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 960 sqft · built 2020
Lot Size	11.8 acres (516,622 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2021)
Tax Bill	$2,546 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`677-0014-00840`

Property Details

APN / Parcel Number

Primary APN	`677-0014-00840`
Alternative APN	`1103303`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	516,622 sqft (11.8 acres)
Deck Area	88 sqft
Pole Barn	900 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1103303
Street Address	3993 BIRCH RD
City	GILBERT
State	MN
Zip	55741
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	SE1/4 OF NE1/4 EX 14.37 AC ALONG E LINE & EXTHAT PART LYING N & W OF ST LOUIS RIVER & EXW 100 FT LYING S OF ST LOUIS RIVER
Legal Range	16W
Legal Township	57N
Legal Section	21
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1046
Census Tract	11401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2065 CARROLL AVE, SAINT PAUL, MN 55104-5041
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	20211401038
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 13, 2021
Property Address	3993 BIRCH RD, GILBERT, MN 55741-8116
Document Number	00A1401038
Instrument Date	Dec 2, 2020
Instrument	A1401038
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2065 CARROLL AVE ST PAUL MN 551045041, ST PAUL, MN 55104-5041

Mortgage

Document Number	A1401039
Date	Jan 13, 2021
Instrument	A1401039

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,546.00 (+8.16%)
2025	$2,354.00 (+5.28%)	$237,700 (+10.2%) Land $72,600 Building $165,100	$237,700 (+10.2%) Land $72,600 Building $165,100
2024	$2,236.00 (+14.9%)	$215,700 (+29.01%) Land $65,800 Building $149,900	$215,700 (+29.01%) Land $65,800 Building $149,900
2023	$1,946.00
2022		$167,200 (+444.63%) Land $52,600 Building $114,600	$167,200 (+444.63%) Land $52,600 Building $114,600
2021		$30,700 Land $30,700	$30,700 Land $30,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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