3991 Dixie Ave, Chambersburg, PA 17202 Property Records

Franklin County property record for 3991 Dixie Ave, Chambersburg, PA 17202

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,456 sqft
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Tax Bill	$4,478 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-M19-28A`

Property Details

APN / Parcel Number

Primary APN	`20-M19-28A`
Alternative APN	`20-0M19.-028A-000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Mixed
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3991 DIXIE AVE
City	CHAMBERSBURG
State	PA
Zip	17202-8275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92 & 94
Legal Subdivision	SHARTZER FARM
Legal Lot Number	92&94
Jurisdiction	FRANKLIN PA
Township / Civil Division	ST. THOMAS
Census Block Group	4
Census Block	4003
Census Tract	11400

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3991 DIXIE AVE, CHAMBERSBURG, PA 17202-8275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 7, 2026	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 1, 2020	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026
Deed Sale	Apr 7, 2026
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	20266715
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	3991 DIXIE AVE, CHAMBERSBURG, PA 17202-8275
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021173
Date	Aug 4, 2021
Instrument	202121173

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2050

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Apr 7, 2026
Property Address	3991 DIXIE AVE, CHAMBERSBURG, PA 17202-8275
Document Number	0000006715
Instrument Date	Apr 7, 2026
Instrument	20266715
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	EAST COAST ABSTRACT INC., EAST COAST ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3991 DIXIE AVE, CHAMBERSBURG, PA 17202-8275

Mortgage

Document Number	0000006716,
Date	Apr 7, 2026
Instrument	20266716

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Sep 1, 2020
Property Address	3991 DIXIE AVE, CHAMBERSBURG, PA 17202-8275
Document Number	0000017407
Instrument Date	Aug 28, 2020
Instrument	202017407
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,931.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3991 DIXIE AVE, CHAMBERSBURG, PA 17202-8275

Mortgage

Document Number	0000017408
Date	Sep 1, 2020
Instrument	202017408

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	St. Thomas Township
Unified School District	Tuscarora School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,478.00 (+1.24%)	$26,990 (+13.4%) Land $1,200 Building $25,790
2025	$4,423.00 (+14.79%)
2024	$3,853.00	$23,800 Land $1,200 Building $22,600
			$26,990 Land $1,200 Building $25,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR VALLEY JOINT AUTH serves 12,589 people · EPA ID PA7280043
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	4 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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