Erie County and Hamburg Town property record for 3991 Big Tree Rd, Hamburg, NY 14075
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,108 sqft · built 1996 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,500 (May 2026) |
| Tax Bill | $5,023 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144889 160.17-1-3.3 |
| Primary APN | 144889 160.17-1-3.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 548 sqft |
| 2nd Floor Area | 560 sqft |
| Basement Area | 548 sqft |
| Finished Basement | 548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,040 sqft (0.185 acres) |
| Lot Dimensions | 120 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14075 |
|---|---|
| Street Address | 3991 BIG TREE RD |
| City | HAMBURG |
| State | NY |
| Zip | 14075-1243 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 2807 1 NEW SUB 1996 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 3.300 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | HAMBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 13002 |
3991 Big Tree Rd, a townhouse, is owned and occupied by an individual who bought it in May 2026.
Source: Erie County and Hamburg Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| Apr 29, 2022 | Intrafamily Transfer, Transfer |
| Nov 17, 2021 | Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Jan 11, 2024 · Amount on File |
| Deed Document Number | 20262026086223 |
| Deed Book / Page | 11460 / 6726 |
| Prior Transfer Date | Mar 28, 2022 |
| Prior Transfer Doc | 0114008935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 8, 2026 |
| Property Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Document Number | 0000086223 |
| Book / Page | 11460 / 6726 |
| Instrument Date | May 5, 2026 |
| Instrument | 202686223 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,930.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Date | May 8, 2026 |
|---|
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 11, 2024 |
| Property Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Document Number | 0114267104 |
| Book / Page | 11426 / 7104 |
| Instrument Date | Jan 2, 2024 |
| Instrument | 2024006252 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Name | Verified Name |
|---|---|
| Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Document Number | 0141158544 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 14115/8544 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Document Number | 0140504505 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 14050/4505 |
| Instrument | 2022084297 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 29, 2022 |
| Property Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Document Number | 0114008935 |
| Book / Page | 11400 / 8935 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022084296 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6075 HEWSON RD, 6075, LAKE VIEW, NY 14085-9583 |
| Name | Verified Name |
|---|---|
| Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 17, 2021 |
| Property Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Document Number | 0113911333 |
| Book / Page | 11391 / 1333 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021229667 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $586.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4177 TASSEFF TER, 4177, HAMBURG, NY 14075-6423 |
| Name | Verified Name |
|---|---|
| Address | 3991 BIG TREE RD, HAMBURG, NY 14075-1243 |
| Document Number | 0014026508 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 14026/508 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 3991 Big Tree Rd was $5,023, up 108.9% from the year before.
Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Hamburg Town |
| Unified School District | Frontier Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,023.00 (+108.86%) | ||
| 2025 | $2,405.00 (-48.62%) | $73,000 (-) Land $8,000 Building $65,000 | $251,700 (+5.18%) Land $27,584 Building $224,116 |
| 2024 | $4,681.00 | $73,000 (-) Land $8,000 Building $65,000 | $239,300 (+4.9%) Land $26,225 Building $213,075 |
| 2023 | $73,000 Land $8,000 Building $65,000 | $228,125 Land $25,000 Building $203,125 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3991 Big Tree Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3991 Big Tree Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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