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3991 Bernadine Dr, Memphis, TN 38116 Property Records

Shelby County property record for 3991 Bernadine Dr, Memphis, TN 38116

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,475 sqft · built 1961
Lot Size0.297 acres (12,945 sqft)
Owner2 Individual Names on Record
Last Sale$82,900 (Jun 2001)
Tax Bill$1,002 (2025)
Deeds & MortgagesJun 2021 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-8092-0-0029

Property Details

APN / Parcel Number

Primary APN07-8092-0-0029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,475 sqft Living Area
1st Floor Area1,475 sqft
Utility Area49 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,945 sqft (0.297 acres)
Lot Dimensions126 ft deep x 109 ft wide
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3991 BERNADINE DR
CityMEMPHIS
StateTN
Zip38116-5709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionJOE RUSSELLS GRACELAND VIEW
Legal Lot Number22
JurisdictionSHELBY TN
Township / Civil Division9
Census Block Group1
Census Block1013
Census Tract22024

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5168 AUTUMN EVENING LN, MEMPHIS, TN 38125-4541
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
ORION FCU
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
ORION FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2001 · Amount on Record
Deed SaleJun 14, 2001 · Amount on Record
Deed Document Number2001LC-2620
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3991 BERNADINE DR, MEMPHIS, TN 38116-5709
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyNEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021069009
DateJun 8, 2021
Instrument21069009
Lender
NameORION FCU
TypeCredit Union
Address38100
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3991 BERNADINE DR, MEMPHIS, TN 38116-5709
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyNEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0022011747
DateFeb 1, 2022
Instrument22011747
Lender
NameORION FCU
TypeCredit Union
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,002.00 (-28.68%)$37,275 (+61.54%) Land $5,425 Building $31,850$149,100 (+61.54%) Land $21,700 Building $127,400
2023$23,075 Land $4,175 Building $18,900
2022$1,405.00
2021$92,300 Land $16,700 Building $75,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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