39906 N Dunn Rd, Elk, WA 99009 Property Records

Spokane County property record for 39906 N Dunn Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,060 sqft · built 1905
Lot Size	0.452 acres (19,691 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Jun 2018)
Tax Bill	$1,478 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49083.0269`

Property Details

APN / Parcel Number

Primary APN	`49083.0269`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1978
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	19,691 sqft (0.452 acres)

Exterior Amenities

Deck Area	330 sqft
Patio Area	488 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39906 N DUNN RD
City	ELK
State	WA
Zip	99009-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAC
Legal Description	PETITTS TWNSITE ELK 1ST LOTS 2&3 B8
Legal Range	44E
Legal Township	29N
Legal Section	08
Legal Subdivision	PETTITS ADD 01
Legal Block	8
Legal Lot Number	2,3
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3012
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39906 N DUNN RD, ELK, WA 99009-5114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Closed-End Mortgage SPOKANE TEACHER CU
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 1, 2017	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	20186721028
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	39906 N DUNN RD, ELK, WA 99009-5114
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007310125
Date	Sep 26, 2023
Instrument	7310125

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	SPOKANE, WA 99210

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2043

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 29, 2018
Property Address	39906 N DUNN RD, ELK, WA 99009-5114
Document Number	0006721028
Map Reference	VOL T PG2
Instrument Date	Jun 28, 2018
Instrument	6721028
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,817.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39906 N DUNN RD, ELK, WA 99009-5114

Mortgage

Document Number	0006721029
Date	Jun 29, 2018
Instrument	6721029

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 1, 2017
Property Address	39906 N DUNN RD, ELK, WA 99009-5114
Document Number	0006626418
Instrument Date	Jul 27, 2017
Instrument	6626418
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,406.22
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15114 E VALLEYWAY AVE SPOKANE VALLEY WA 990378517, SPOKANE VALLEY, WA 99037-8517

Mortgage

Document Number	6626419
Date	Aug 1, 2017
Instrument	6626419

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,478.00 (-8.43%)	$195,800 (+5.44%) Land $27,000 Building $168,800	$195,800 (+5.44%) Land $27,000 Building $168,800
2025	$1,614.00 (+9.5%)
2024		$185,700 (+13.51%) Land $19,000 Building $166,700	$185,700 (+13.51%) Land $19,000 Building $166,700
2023	$1,474.00 (-5.15%)	$163,600 Land $18,000 Building $145,600	$163,600 Land $18,000 Building $145,600
2022	$1,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Wired or Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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