3990 Thomas Dr, Saint Louis, MO 63134 Property Records

St. Louis County property record for 3990 Thomas Dr, Saint Louis, MO 63134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1953
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Dec 2020)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13K-33-0541`

Property Details

APN / Parcel Number

Primary APN	`13K-33-0541`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	816 sqft
Game Room	Game Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	29 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3990 THOMAS DR
City	SAINT LOUIS
State	MO
Zip	63134-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R-2
Legal Description	LOWER LADUE HILLS LOT 35
Legal Subdivision	LOWER LADUE HILLS
Legal Lot Number	35
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	5
Census Block	5018
Census Tract	213401

Owner

3990 Thomas Dr is owned and occupied by an individual who bought it in December 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3990 THOMAS DR, SAINT LOUIS, MO 63134-3230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Dec 17, 2020	Quit Claim Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	20201098
Deed Book / Page	24518 / 2243
Prior Transfer Date	Feb 21, 2014
Prior Transfer Doc	0208990201
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3990 THOMAS DR, SAINT LOUIS, MO 63134-3230
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 THOMAS DR, BERKELEY, MO 63134-3230

Mortgage

Document Number	2025122900195
Date	Dec 29, 2025
Instrument	2025122900195

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 16, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 17, 2020
Property Address	3990 THOMAS DR, SAINT LOUIS, MO 63134-3230
Document Number	0245182243
Book / Page	24518 / 2243
Map Reference	MB 57 PG 2
Instrument Date	Nov 30, 2020
Instrument	2020121701098
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8620 MORAN PL, 8620, SAINT LOUIS, MO 63114-4404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 THOMAS DR, BERKELEY, MO 63134-3230

Mortgage

Document Number	2020121701099
Date	Dec 17, 2020
Instrument	2020121701099

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 17, 2020
Property Address	3990 THOMAS DR, SAINT LOUIS, MO 63134-3230
Document Number	0245182240
Book / Page	024518 / 002240
Instrument Date	Nov 23, 2020
Instrument	1097
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8620 MORAN PL ST LOUIS MO 631144404, ST LOUIS, MO 63114-4404

Tax Assessment & Valuation

The 2025 property tax bill for 3990 Thomas Dr was $1,849, up 14.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Berkeley City
County	St. Louis County
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,730 (-) Land $6,080 Building $19,650	$135,400 (-) Land $32,000 Building $103,400
2025	$1,849.00 (+14.84%)	$25,730 Land $6,080 Building $19,650	$135,400 Land $32,000 Building $103,400
2024	$1,610.00 (+1.26%)
2023	$1,590.00 (+28.12%)	$21,080 (+44.09%) Land $1,620 Building $19,460	$110,900 Land $8,500 Building $102,400
2022	$1,241.00	$14,630 Land $2,030 Building $12,600
2021			$77,000 Land $10,700 Building $66,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3990 Thomas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3990 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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